The default risk, one of the main risk factors for bonds, should be measured and reflected in the bond yield. Particularly, in the case of financial companies that treat bonds as a major product, failure to properly identify and filter customers' workout status adversely affects returns. This study proposes a two-stage classification algorithm for…

We have maintained the customer grade system that is being implemented to customers with excellent performance through customer segmentation for years. Currently, financial institutions that operate the customer grade system provide similar services based on the score calculation criteria, but the score calculation criteria vary from the financial…

The aim of this study is to classify the subjects and skills of middle school mathematics course in the context of MATH Taxonomy and to determine their relations. For this purpose, the questions and answers related to the mathematics subtest of a national exam were analyzed over the answers of 20154 students. The study continued with the analysis…

This study explored the effects of practice schedule on the processing of new second language (L2) vocabulary and resulting knowledge. Participants were 107 low-achieving adolescents attending a vocational high school in Korea. They were randomly assigned to one of three practice groups and completed a L2 English-L1 Korean paired-associates…

In this article, the authors explore how the 3C Model can be used to integrate other curriculum areas with mathematics, namely digital technologies. To illustrate the model, they provide a practical example of a teaching sequence. T he 3C Model is designed to create opportunities for applying reasoning and problem-solving skills and learning…

Ethical considerations, including transparency, play an important role when using artificial intelligence (AI) in education. Explainable AI has been coined as a solution to provide more insight into the inner workings of AI algorithms. However, carefully designed user studies on how to design explanations for AI in education are still limited. The…

Signs in sign languages have been mainly analyzed as composed of three formational elements: hand configuration, location, and movement. Researchers compare and contrast lexical differences and similarities among different signs and languages based on these formal elements. Such measurement requires extensive manual annotation of each feature…

The use of adaptive comparative judgement (ACJ) for assessment in technology education has been topical since its introduction to the field through the e-scape project coordinated by the Technology Education Research Unit in the United Kingdom. In the last decade, however, there has been an increasing volume of research examining how ACJ can and…

Artificial Intelligence (AI) has emerged as a prominent area of investigation in the field of education. Also, perceptions, challenges and threats of AI among university professors show notable variations. This study explores university professors' perspectives regarding AI, including their familiarity with AI, its educational impacts, challenges…

Rough set theory (RST) was proposed by Zdzistaw Pawlak (Pawlak,1982) as a methodology for data analysis using the notion of discernibility of objects based on their attribute values. The main advantage of using RST approach is that it does not need additional assumptions--like data distribution in statistical analysis. Besides, it provides…

The first books in Polish about the Pascal programming language appeared in the late 1970s, and were soon followed by a Polish translation of Niklaus Wirth's book "Algorithms + Data Structures = Programs." At that time, many efforts were made to prepare teachers to teach informatics in schools, and Pascal was one of the topics taught,…

In depth exploration of how the pandemic has reshaped the education ecosystem over the past three years, especially in the context of the surge in demand for online education courses and learning platforms, this article focuses on the field of student ideological and political education, and innovatively constructs a moral and political education…

The quality of writing in a second language (L2) is one of the indicators of the level of proficiency for many college students to be eligible for departmental studies. Although certain software programs, such as Intelligent Essay Assessor or IntelliMetric, have been introduced to evaluate second-language writing quality, an overall assessment of…

The work of Niklaus Wirth, designer of the Pascal programming language, has led to the introduction of programming in schools in many countries often leading to a transformation in the way of thinking. In this article, we provide a retrospective analysis of the Lithuanian experience driven by Pascal and discuss the main ideas about teaching…

The test view is on the Duolingo English Test (DET), an alternative online English proficiency test with a machine-driven characteristic. The review covers essential information of the DET such as test purpose, usage, score-mapping with CEFR scale, price, and publisher. Meanwhile, the test usefulness is discussed with focuses on reliability,…