In this paper we provide a comprehensive critical analysis of research that has investigated the impact of financial education programs on consumer financial behavior. In light of the evidence, we recommend that future programs be highly targeted towards a specific audience and area of financial activity (e.g. home-ownership or credit card…

This paper uses evidence from focus groups with consumers in England to consider how consumers understand and evaluate a range of proxies or intermediary organisations that offer assurance about food and consumer products, particularly voluntary certification schemes. This addresses the current concern in developed economies about providing…

The document presents supplementary material for the planning guide based on the results of a field test conducted in an urban school system and on comments from teachers, aimed at making the activities more relevant to student needs. Activities carried out in the four content areas are described, with teacher comments on their reception by the…

The development of consumer education for adults and the literature concerning it are assessed in this report. A brief background and several definitions of consumer education begin the review. Studies relating to target audiences are broken down according to subject matter orientation, age, income, sex, profession, and special needs. The section…

The purpose of this study was to determine the short-term impact of inquiry-oriented teaching materials on high school students' understanding of consumer education concepts and practices. In addition, the study sought to ascertain if a comparative advantage exists in offering consumer education courses at the preservice and the inservice levels…

Focusing on avoiding consumer frauds and misrepresentations, this document is one in a series of three consumer education modules developed to educate individual adult consumers in important areas of consumer affairs. An introductory section provides an overview of the module contents, suggested approaches for using the module, and suggestions for…

A project was developed to gain more insight into family financial problems, to identify these problems, and to formulate educational strategies to deal with and help solve these problems. This project was conducted in three phases, which included community outreach, development of educational materials, and evaluation. Three communities with…

Focusing on obtaining and using consumer credit, this document is one in a series of three consumer education modules developed to educate individual adult consumers in important areas of consumer affairs. An introductory section provides an overview of the module contents, suggested approaches for using the module, and suggestions for working…

After a brief summary of the findings of a 1979 study of Personal and Family Financial Planning (PFFP) programs at member institutions of the League for Innovation in the Community College (LICC), this two-part monograph provides information on selected PFFP programs. Part I presents in-depth descriptions of the implementation, subject coverage,…

Designed as an aid for those teaching disadvantaged adults, this guide for consumer education for families with limited incomes consists of an overview for preparing teachers to teach consumer education to disadvantaged adults as well as English and Spanish instructional materials in 10 areas of consumer education. In the overview of teaching…

The document is the final in a series of four competency-based modules produced for use with inservice teacher education programs in consumer education. The main objective of the program is to assist curriculum developers and elementary and secondary classroom teachers as they plan, develop, implement, and evaluate a multidisciplinary consumer…