In this paper we provide a comprehensive critical analysis of research that has investigated the impact of financial education programs on consumer financial behavior. In light of the evidence, we recommend that future programs be highly targeted towards a specific audience and area of financial activity (e.g. home-ownership or credit card…

The expansion of community development credit unions through a grant from the Office of Economic Opportunity is proposed and elaborated on by a current examination of the program. Described as consumer-owned, neighborhood-based financial institutions, more than 250 of these community credit unions are presently serving low-income communities…

The purpose of this study was to determine the short-term impact of inquiry-oriented teaching materials on high school students' understanding of consumer education concepts and practices. In addition, the study sought to ascertain if a comparative advantage exists in offering consumer education courses at the preservice and the inservice levels…

THE PRESENT STUDY, INVOLVING 129 DISADVANTAGED FAMILIES IN THE SOUTH END HOUSING DEVELOPMENT, BOSTON, WAS MADE IN 1964 TO ASSESS THE EXTENT TO WHICH SOUTH END FAMILIES HAD BEEN REACHED BY MASSACHUSETTS EXTENSION SERVICE PROGRAMS SINCE A PREVIOUS (1962) SURVEY OF NEEDS, THE MEANS BY WHICH THEY HAD BEEN REACHED, AND CHANGES IN ATTITUDES AND…

Focusing on avoiding consumer frauds and misrepresentations, this document is one in a series of three consumer education modules developed to educate individual adult consumers in important areas of consumer affairs. An introductory section provides an overview of the module contents, suggested approaches for using the module, and suggestions for…

A project was developed to gain more insight into family financial problems, to identify these problems, and to formulate educational strategies to deal with and help solve these problems. This project was conducted in three phases, which included community outreach, development of educational materials, and evaluation. Three communities with…

Focusing on obtaining and using consumer credit, this document is one in a series of three consumer education modules developed to educate individual adult consumers in important areas of consumer affairs. An introductory section provides an overview of the module contents, suggested approaches for using the module, and suggestions for working…

After a brief summary of the findings of a 1979 study of Personal and Family Financial Planning (PFFP) programs at member institutions of the League for Innovation in the Community College (LICC), this two-part monograph provides information on selected PFFP programs. Part I presents in-depth descriptions of the implementation, subject coverage,…

Designed as an aid for those teaching disadvantaged adults, this guide for consumer education for families with limited incomes consists of an overview for preparing teachers to teach consumer education to disadvantaged adults as well as English and Spanish instructional materials in 10 areas of consumer education. In the overview of teaching…