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Kim, Kyoung Tae; Lee, Jae Min; Lee, Jonghee – Journal of Financial Counseling and Planning, 2021
We examined the relationship between holding a student loan and financial satisfaction and financial education's moderating role using the 2015 National Financial Capability Study dataset. Households with a student loan had lower levels of financial satisfaction than those without one. We found a moderating role of receiving both formal and…
Descriptors: Student Loan Programs, Satisfaction, Money Management, Predictor Variables
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Mielitz, Katherine S.; MacDonald, Maurice; Lurtz, Meghaan – Journal of Financial Counseling and Planning, 2018
We obtained 180 pre- and post-test surveys to investigate how an established financial literacy program may have increased financial knowledge of residents in a work release program in Augusta, Georgia. Paired t tests analyzed changes in subjective and objective financial knowledge, understanding of banking and credit, and financial attitudes. OLS…
Descriptors: Money Management, Knowledge Level, Consumer Education, Released Time
Bowles, Charity – ProQuest LLC, 2017
Purpose: This purpose of this correlational study using Joo's (2008) financial wellness framework was to determine the impact of an online financial literacy workshop on student subjective knowledge, dependent on indicators of stress, behavior, and objective knowledge, when controlling for demographic differences at a large public university.…
Descriptors: Correlation, Workshops, Statistical Analysis, Undergraduate Students
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Chalise, Lekhnath; Anong, Sophia – Journal of Financial Counseling and Planning, 2017
This study investigated whether spending habits before and during the Great Recession predicted financial distress. Financial distress was defined as failing to make mortgage and non-mortgage loan payments on time. Data from the 2007-2009 panel of the Survey of Consumer Finances revealed that one's prerecession spending habit did not seem to…
Descriptors: Behavior Change, Money Management, Financial Problems, Consumer Economics
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Suparti – International Education Studies, 2016
The purpose of this study is to investigate the determinant of consumptive behavior by analyzing learning experiences of housewives as members of Family Welfare Movement (PKK) in Malang, East Java Indonesia. Financial literacy is defined as personal knowledge and capability in financial management. Sample of this study was 123 housewives and…
Descriptors: Learning Experience, Homemakers, Females, Consumer Economics
Behrman, Jere R.; Mitchell, Olivia S.; Soo, Cindy; Bravo, David – National Bureau of Economic Research, 2010
Financial literacy and schooling attainment have been linked to household wealth accumulation. Yet prior findings may be biased due to noisy measures of financial literacy and schooling, as well as unobserved factors such as ability, intelligence, and motivation that could enhance financial literacy and schooling but also directly affect wealth…
Descriptors: Income, Regression (Statistics), Predictor Variables, Measures (Individuals)
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Goetz, Joseph; Cude, Brenda J.; Nielsen, Robert B.; Chatterjee, Swarn; Mimura, Yoko – Journal of Financial Counseling and Planning, 2011
Using online survey responses from 509 undergraduate students, three financial education methods (on-campus financial counseling center, online financial management resources, and in-person educational workshops) were examined. Using a social constructionist framework, the analysis controlled for various demographic and financial factors. The…
Descriptors: Counseling Services, Undergraduate Students, Student Interests, Money Management
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Carlin, Bruce Ian; Robinson, David T. – Journal of Economic Education, 2012
The authors use data from a finance-related theme park to explore how financial education changes investment, financing, and consumer behavior. Students were assigned fictitious life situations and asked to create household budgets. Some students received a 19-hour financial literacy curriculum before going to the park, and some did not. After…
Descriptors: Consumer Education, Consumer Economics, Literacy, Financial Services
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Danes, Sharon M.; Rodriguez, Michael C.; Brewton, Katherine E. – Journal of Financial Counseling and Planning, 2013
Grounded in social construction theory, the current study investigates the learning context when studying financial planning in high school by analyzing the nesting of student, teacher and classroom characteristics. Key findings were that three student characteristics (initial financial knowledge, gender, senior grade level), one teacher variable…
Descriptors: Money Management, Consumer Education, Knowledge Level, High School Students
Davtyan, Arman – ProQuest LLC, 2010
Despite ample evidence of the relative financial illiteracy of students in college, personal finance education remains inconsistent across postsecondary institutions in the United States. Moreover, existing programs and services related to personal finance education have had modest success in attracting student interest and participation. To…
Descriptors: Expenditures, College Students, Student Interests, Money Management