Establishing Financial Literacy (FL) programs for K-12 students is an emerging concern for policymakers worldwide. Such programs esteem the market a preferred arena for economic decision-making than the civic arena. In parallel, media organizations in many capitalist economies are devoting increasing resources to popular coverage of finance, which…

This article is focused on the financial literacy of elementary students as a part of a lifelong education. The introduction covers the concept of financial literacy and the development of financial education in EU countries and in the Czech Republic. It also presents the strategic documents that have been gradually published. It turns out that…

This review discusses the heterogeneity in the effectiveness of financial education programs that occurs because of the unique conditions for programs and methods to evaluate them. The authors define six groups served by financial education: children, youth, college students and young adults, working adults, military personnel, and low-income…

In this paper we provide a comprehensive critical analysis of research that has investigated the impact of financial education programs on consumer financial behavior. In light of the evidence, we recommend that future programs be highly targeted towards a specific audience and area of financial activity (e.g. home-ownership or credit card…

This report presents the final findings of research carried out by the National Foundation for Educational Research (NFER), as part of an independent evaluation on behalf of pfeg, of the Learning Money Matters (LMM) initiative. LMM provides help, support and advice for secondary schools in delivering personal finance education (PFE) to their…

Comprehensive indepth report on instructional materials programed package. Provides selection data for school systems based on multiple criteria assessing instructional processes and content, difficulty of implementation, and ease of incorporation into an ongoing curriculum design. (Editor)

Comprehensive indepth report on instructional materials programed package. Provides selection data for school systems based on multiple criteria assessing instructional processes and content, difficulty of implementation, and ease of incorporation into an ongoing curriculum design. (Editor)

Assesses the degree to which clients completing the Money Sense program adopted its family resource management techniques. Finds that, among 190 low income clients from rural California counties and military bases, there were significant positive changes in food shopping and money management behaviors and significant decreases in financial…

The impact that financial education had on the financial behaviors of (a) the agency staff who were trained to deliver the program and (b) the low-income individuals who participated in the program was investigated. Specifically, the researchers examined the relationship between total number of financial education lessons completed, prior…

A project was conducted to provide teachers with training in the development of interdisciplinary, competency-based consumers' education for secondary students located in rural, urban, and suburban settings. One of the outcomes of the project was the development of a "Guide for Implementation of Consumers' Education in Rural, Suburban, and Urban…

Focusing on making and using a financial plan, this document is one in a series of three consumer education modules developed to educate individual adult consumers in important areas of consumer affairs. An introductory section provides an overview of the module contents, suggested approaches for using the module, and suggestions for working with…

"Pots of Gold" is a family finance research project delivered within Sure Start Children's Centre areas across Newcastle. It is funded by the DfES through the Basic Skills Agency and managed by Newcastle Family Learning Service. This project has been delivered in two phases, running from October 2005 to December 2006. Phase 1 ran from…

The purpose of this study was to determine the short-term impact of inquiry-oriented teaching materials on high school students' understanding of consumer education concepts and practices. In addition, the study sought to ascertain if a comparative advantage exists in offering consumer education courses at the preservice and the inservice levels…

Focusing on avoiding consumer frauds and misrepresentations, this document is one in a series of three consumer education modules developed to educate individual adult consumers in important areas of consumer affairs. An introductory section provides an overview of the module contents, suggested approaches for using the module, and suggestions for…