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Download full textFan, Lu; Chatterjee, Swarn – Journal of Financial Counseling and Planning, 2017
This study uses the 2009 National Financial Capability Study dataset to examine the factors associated with information search behavior by consumers when applying for a loan. The results indicate that financial literacy, perceived financial knowledge, educational attainment, and engaging the services of a financial professional are positively…
Descriptors: Decision Making, Money Management, Information Seeking, Consumer Economics
Direct linkKim, Jinhee; Chatterjee, Swarn; Young, J.; Moon, U. J. – College Student Journal, 2017
Student loans have become a social-financial issue in the United States. This study uses a nationally representative dataset to examine the association between financial socialization and student loan borrowing behavior of individuals after controlling a number of different socio-demographic factors. Results show that the financial burdens of…
Descriptors: Student Loan Programs, Access to Education, Young Adults, Student Costs
Kim, Jinhee; Chatterjee, Swarn; Kim, Jung Eun – Journal of Financial Counseling and Planning, 2012
Factors associated with the borrowing behavior of young adults who are transitioning from financial dependence to financial independence were identified. Data used were from the 2009 Transition to Adulthood and its parental companion data set, Panel Studies of Income Dynamics. Results indicate that age, gender, race, and work status are associated…
Descriptors: Young Adults, College Students, Developmental Stages, Independent Living
