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Robb, Cliff A.; Woodyard, Ann S. – Journal of Financial Counseling and Planning, 2011
The current research examines the relationship between personal financial knowledge (both objective and subjective), financial satisfaction, and selected demographic variables in terms of best practice financial behavior. Data are taken from the Financial Industry Regulatory Authority's (FINRA) National Financial Capability Study, a nationally…
Descriptors: Multiple Regression Analysis, Money Management, Credit (Finance), Consumer Education
Robb, Cliff A.; Sharpe, Deanna L. – Journal of Financial Counseling and Planning, 2009
Analysis of survey data collected from 6,520 students at a large Midwestern University affirmed that financial knowledge is a significant factor in the credit card decisions of college students but not entirely in expected ways. Results of a double hurdle analysis indicated that students with relatively higher levels of financial knowledge were…
Descriptors: College Students, Credit (Finance), Probability, Money Management
Robb, Cliff A.; Moody, Beth; Abdel-Ghany, Mohamed – Journal of College Student Retention: Research, Theory & Practice, 2012
Data collected from two major universities (one in the Midwest and one in the Southeast) in the United States were used to analyze student persistence behavior and perceptions of debt. Results from four separate logistic regression analyses suggested that financial factors play a significant role in student persistence behavior as well as in…
Descriptors: Debt (Financial), Credit (Finance), Academic Persistence, Performance Factors