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Download full textHegji, Alexandra – Congressional Research Service, 2021
In response to the current Coronavirus Disease 2019 (COVID-19) pandemic, numerous questions have arisen regarding student loan repayment flexibilities and debt relief that may be available to individuals to alleviate potential financial effects related to COVID-19. The Higher Education Act of 1965 (HEA) generally authorizes several options for…
Descriptors: COVID-19, Pandemics, Student Loan Programs, Student Financial Aid
Peer reviewed
Direct linkPortis, Tyler – Strategic Enrollment Management Quarterly, 2020
The student loan crisis has become a buzz topic that presidential candidates frequently discuss in debates and town halls. Today, accumulated student loan debt equals $1.6 trillion, exceeding total accumulated car loans and credit card debt. What makes this a crisis is the fact that approximately 22 percent of student loan borrowers default on…
Descriptors: African American Students, Student Loan Programs, Debt (Financial), Loan Default
National Archives and Records Administration, 2014
The purpose of this regulatory action is to amend the regulations governing the William D. Ford Federal Direct Loan (Direct Loan) Program (ยง 685.200 of title 34 of the Code of Federal Regulations (CFR)). These regulations strengthen and improve administration of the Federal Direct PLUS Loan Program authorized under title IV of the Higher Education…
Descriptors: Educational Legislation, Federal Legislation, Higher Education, Student Loan Programs
Congress of the U.S., Washington, DC. House Committee on Education and Labor. – 1985
Hearings on reauthorization of the Higher Education Act, and specifically Guaranteed Student Loans (GSL), are presented, with a focus on issues of multiple disbursements, loan consolidation, subsidies, and copayments. Witnesses represent the lending institutions, secondary markets, and students. The GSL program is designed to promote the…
Descriptors: Credit (Finance), Federal Aid, Federal Legislation, Financial Policy
Butts, Thomas A.; Hicks, Elizabeth M. – Business Officer, 1992
This article presents arguments in favor of the federal government providing loans directly to higher education students (without intermediate lenders and secondary markets). It explains loan funding, processing, fund dispersal, college responsibilities, and remaining legislative hurdles. It attempts to dispel myths, such as that direct loans…
Descriptors: Credit (Finance), Educational Finance, Federal Aid, Federal Legislation
Congress of the U.S., Washington, DC. House Committee on Education and Labor. – 1985
Hearings on reauthorization of the Higher Education Act of 1965 that were held in Portland, Maine, in 1985 are presented. It is noted that in Maine, which is a rural state, family income is low and 56% of its students depend on federal financial aid programs. Specific concerns include: how costs at the University of Maine system compare with costs…
Descriptors: Access to Education, Credit (Finance), Eligibility, Federal Aid
Congress of the U.S., Washington, DC. House Committee on Education and Labor. – 1985
Hearings on reauthorization of the Higher Education Act of 1965 that were held in McKeesport, Pennsylvania, in 1985 are presented. The largest and most important programs contained in the Higher Education Act provide grants, loans, work opportunities, and special services to students with a demonstrated need for federal financial aid. These…
Descriptors: Access to Education, Credit (Finance), Eligibility, Federal Aid
Congress of the U.S., Washington, DC. House Committee on Education and Labor. – 1985
Hearings on reauthorization of the Higher Education Act of 1965 that were held in Gettysburg, Pennsylvania, in 1985 are presented. The largest and most important programs contained in the Higher Education Act provide grants, loans, work opportunities, and special services to students with a demonstrated need for federal financial aid. The Act also…
Descriptors: Access to Education, Credit (Finance), Eligibility, Federal Aid
Congress of the U.S., Washington, DC. House Committee on Education and Labor. – 1986
Hearings on reauthorization of the Higher Education Act that were held in Burlington, Vermont, in 1986 are presented. Included is Vermont's unified position concerning the relative merits of House and Senate versions of the Higher Education Act. In Vermont, a special committee composed of representatives from all sectors of higher education…
Descriptors: Access to Education, Budgets, College Students, Credit (Finance)
