Over a two-year period, six colleges involved in the Working Students Success Network (WSSN) initiative received financial support and technical assistance from ATD to identify key financial challenges their students face, develop specific strategies to address those challenges, and provide feedback on lessons learned from the work to be shared…

A modern form of abuse of children by parents and foster parents is to use the identity of children in their care for their own financial benefit, such as accessing their unused social security numbers to secure credit. This article reviews examples and implications of this identity theft.

It's no surprise that school districts are as vulnerable to fraud as the private sector or any other segment of government. Crimes in districts include collusion with outside vendors who provide kickbacks to employees, misuse of district-issued credit cards, embezzlement of district funds, and theft of district property. "Fraud happens…

Despite ample evidence of the relative financial illiteracy of students in college, personal finance education remains inconsistent across postsecondary institutions in the United States. Moreover, existing programs and services related to personal finance education have had modest success in attracting student interest and participation. To…

We present an analysis and discussion of the "tanda," a multiperson pooled credit and savings scheme (a rotating credit association or RCA), as described by two informants from Mexican immigrant communities in California. In the tanda, participants contribute regularly to a common fund which is distributed to participants on a rotating…

The primary purpose of "National CrossTalk" is to stimulate informed discussion and debate of higher education issues. This issue contains the following articles: (1) The Credit Crisis Goes to College: Upheaval in the Student-Loan Business Leaves Students and Parents Scrambling (Susan C. Thomson); (2) The Engaged University: Northern…

This report examines levels of debt incurred by students and families for undergraduate education, and explores the implications significant debt levels may have on access to higher education. Included in the analysis are undergraduate debt levels at California public and private institutions and comparisons of California student debt with student…

This four-part manual details procedures to be followed by the Los Angeles Community College District (LACCD), the California State Department of Education (SDE), and the California Employment Development Department (EDD) in serving students eligible for wage allowances and educational benefits under the Trade Readjustment Act of 1974. Part I…

Definitions of manageable college student debts are discussed and one definition is applied to California data, using the Student Expenses and Resources Survey. Definitions proposed by Daniere, Hartman, and Horch define manageable debt levels in terms of future income. A comparison of the three proposals shows the number of years of repayment…