As high school students make more and more important decisions, their need for financial literacy increases significantly. To succeed in life, they need both an understanding of financial issues and the math skills to make financially sound choices. With all the requirements and standards to be met in high schools today, how can teachers find room…

To succeed in college, career, and life, students need to become financially literate. But understanding the basics of a long-term investment or a short-term loan is not enough without the math skills to make financially sound choices. In the already full curriculum of middle schools today, how can teachers find room to include financial literacy?…

This publication examines the influence of credit ratings on public debt financing and helps to resolve some of the developing controversy concerning this subject. It investigates the rating activities of the two private investment advisory firms--Moody's and Standard & Poor's--and the use of ratings by governmental borrowers, investors,…

There are numerous financial planning and money management handbooks, but few focus on the needs of young adults between 16 and 25 years of age. Colleges and some high schools are increasingly offering courses covering money management, but the materials are more "economics-focused" than "real-world" focused. Young people are huge consumers who…

This collection of best practices shares how 18 higher education institutions across the country have successfully evaluated and redesigned their student financial services programs to improve services to students and their parents and find cost savings for the institution. This volume illustrates how other institutions have successfully tackled…

There are numerous financial planning and money management handbooks, but few focus on the needs of young adults between 16 and 25 years of age. Colleges and some high schools are increasingly offering courses covering money management, but the materials are more "economics-focused" than "real-world" focused. Young people are huge consumers who…

Conducted in 1969 by 8 Navajo students, this study investigates the Anglo trader in terms of his socioeconomic influence on the American Indians of the Navajo Reservation. Limited to 30 randomly selected trading posts located in the central and eastern portions of the Navajo Reservation, this study reflects findings derived from personal…

This handbook is written to inform Wisconsin citizens of women's rights and responsibilities under Wisconsin and federal law. It is intended for use as general legal resource material. It is not intended to take the place of an attorney in the solution of individual legal problems. Each of the 12 chapters treats a particular subject or topic.…

In the State of Illinois, the Office of the Superintendent of Public Instruction is placing considerable emphasis on the concept of individualized instruction. With this concept in mind this monograph offers a series of teacher-written articles on individualized instruction in business education. The topics covered are: An Overview, by Willie…

This booklet is intended to help Maine women recognize and enforce their rights under Maine and federal law. It is not designed to be a substitute for lawyers' services, but to inform women of their legal rights so that they will know when to consult a lawyer or a governmental agency for assistance in enforcing these rights. Organized topically by…

This special issue addresses many of the more salient aspects of municipal finance. Colin Blaydon and Steven Gilford survey a number of social and economic issues that lie at the heart of any attempt to deal meaningfully with the current urban crisis. Donna Shalala and Carol Bellamy focus on the state's attempts to meet the financial emergency…

This text for a junior college or college level course in personal finance contains five units organized around these clearly defined strategies: (1) setting one's financial goals, planning a career, preparing personal financial statements, and setting up a budget; (2) protecting one's income and assets through effective use of insurance; (3)…

This book presents papers from a national symposium conducted by the Forum for College Financing, offering a perspective on how higher education institutions will finance their operations in the future and the challenges that lay ahead. A paper by Richard Anderson and Joe Meyerson, "A Changing National Environment," introduces the other papers in…

Issues concerning college student loans are addressed in 10 chapters written by educators, guarantee agency administrators, and government officials. Topics include: loan repayment, the impact of loans on access, loan programs in five industrialized nations, and the Guaranteed Student Loan program and other sources of financial aid. Chapter titles…

The pamphlet describes the development of a consumer education program for prison inmates, and presents 12 curriculum guides on consumer topics relevant to prisoners. Because prison inmates spend time removed from the changing economic marketplace, and because many crimes stem from financial and economic problems, it is important to educate and…