This booklet was published to help people better understand how to use it, how to determine if they are reaching or have reached their credit-debt limit, and what to do if they have exceeded that limit. It also explains federal rules, regulations, and laws pertaining to consumer installment credit that are designed to protect the consumer.…

This paper is a primer for school boards and management. It provides a basic overview of the key issues, considerations and options associated with the use of debt by private schools to address facility financing needs. In addition, for a school which has decided to pursue debt financing, it provides basic guidelines for the choice of debt…

This guide is designed to provide immigrants with an understanding of the way immigration law works and information on daily life in the United States. It consists of two parts: (1) a section on immigration law, with an overview and detailed information on the types of visas available and sample immigration forms; and (2) information on American…