In 1972, the District of Columbia Advisory Committee initiated an inquiry to determine the role that discrimination has played in limiting minority business enterprises in the Washington area. Meetings were held in which businessmen, representatives of technical assistance organizations, government officials, and bankers examined the question of…

Reviews classical economists' views on the issue of public debt. Notes that from antiquity to modern times, it has always been rare for a state not to be in debt. Includes an examination of a state's repudiation of its debt and the impact such an action might have on its international relations. (JDH)

The author points out the multifaceted aspects of the problems associated with rural women's need for money and financial services and outlines innovative schemes in this area such as the bank for the landless in Bangladesh, a savings and loan cooperative for market women in Nicaragua, and a savings development movement in Zimbabwe. (CT)

Faculty unions are enticing new members and hoping to retain older ones with such extras as low-cost credit cards and insurance programs in addition to traditional collective bargaining functions. (MSE)

This document contains 29 two-page reports on credit, business credit, direct marketing, and real estate data prepared by the credit reporting company, TRW, for consumers. Topics covered are the following: consumer credit reports, how to obtain a copy of a consumer credit report, how credit bureaus compile consumer credit reports, the role of…

Alternative college financing arrangements for families unable to pay the entire college cost are increasing, including new forms of student employment, cooperative education, entrepreneurship, and new or little-used loan options. (MSE)

Colleges and lenders are devising new ways to help families pay tuition in light of recent changes in federal aid and tax policies. The alternatives include federal supplemental credit programs, loans promoted by financial institutions, extended repayment plans securing loans with home mortgages, and regional long-term supplemental loans. (MSE)

Although 1985 was a relatively high-income year for agriculture, the farm sector is still under a great deal of financial stress. High direct government payments and increased Commodity Credit Corportion loans improved the cash income of U.S. farmers in 1985. However, the continuing decline in real estate values reduced farmers' asset and equity…

This report covers the University of Akron's impact on the income, employment, credit availability, governments, and individuals within the community in which the school is located--Summit County, Ohio. Presented is evidence of the impact, as measured by the American Council on Education economic impact model, of the university on its service…

The booklet furnishes general information to the women of Maryland about the Equal Rights Amendment of the Maryland Constitution. One hundred and three questions and answers concerning women's rights are organized into four topics: (1) employment, including employment rights, labor laws, workmen's compensation, unemployment insurance, pregnancy…

This testimony before the House Subcommittee on Postsecondary Education addresses the need for improving student financial aid programs administered by the Department of Education, and in particular, the Stafford Student Loan Programs. The testimony begins with a brief review of the default problems involving student loans. Next, an examination is…

This letter report by the Director of Education and Employment Issues in the U.S. General Accounting Office responds to a request from Senator Edward M. Kennedy for information on the federal costs involved for liquidation activities of the Higher Education Assistance Foundation (HEAF) in fiscal year (FY) 1992, the second year of the agreement to…

This paper analyzes the factors associated with student loan default in the Guaranteed Student Loan (GSL) program for higher education. The paper provides an overview of the National Postsecondary Student Aid Study (NPSAS) Student Loan Recipient Survey, and, using data from the survey, presents a descriptive analysis of student loan recipients and…

This paper responds to a congressional request for more information concerning first, the potential cost savings from direct rather than guaranteed student loans and second, the ability of the Department of Education and postsecondary institutions to effectively manage a direct lending program. The report: (1) provides a more complete analysis of…