Student loan debt is at record levels in the United States. The negative psychological and financial effects for borrowers are well-documented. This article turns to the individual-level political effects of student loan debt. Rooted in the policy feedback literature, we examine whether the rise in student loan debt is associated with negative…

This report provides findings from the evaluation of the pilot year of the Ohio College Comeback Compact, an institutional debt cancellation program being implemented at eight public institutions in northeast Ohio. The Compact provides up to $5,000 in debt cancellation for stopped-out students meeting certain requirements. As part of the…

"The Laboring Scholar: Community College Geographies and the Politics of Care" is an institutional ethnography that investigates the personal, political, and economic costs to student caregivers seeking a college degree. Through a critical analysis of student interviews and a close examination of community college structures and…

This report illustrates Kentucky's progress in reducing debt levels for undergraduate degree and credential completers at public postsecondary institutions, particularly over the last five years. These loan amounts are averages, and they are calculated in different ways (including and excluding students with no debt) and for different populations…

Students' college choices can affect their chances of earning a degree, but many lack the support to navigate the opaque college application and admissions process. This paper evaluates whether guaranteeing four-year college admissions based on transparent academic standards affected community college students' enrollment choices and graduation…

The rising cost of higher education has led to increased tuition costs for students and their families, forcing more students to secure larger amounts of debt to finance their educational pursuits. Although scholars have explored how student loan debt accumulation influences higher education persistence and graduation, an unexplored area of higher…

Federal financial aid policies for higher education may be classified based on their "for-purchase" and "post-purchase" natures. The former include grants, loans, and workstudy and intend to help students finance or afford college attendance, persistence, and graduation. Post-purchase policies are designed to minimize financial…

The current study examined hindering factors of 2-year community college students' vertical transfer to 4-year colleges. Rational choice theory guided the study and provided the scope of the problem, which is community college students' apprehension about vertically transferring to 4-year colleges. A quantitative Likert-scale survey, which…

As college tuition rises nationwide, policy efforts to reduce these costs are increasingly focused at the 2-year level. However, it is not fully known whether increased access to college increases degree attainment. Compared to observationally equivalent peers who enroll in 4-year institutions, 2-year enrollees may face a decreased likelihood of…

The rising costs of college attendance and changes in financial aid packages leave students with little option other than to incur a debt of some amount. Unfortunately, colleges often fail to provide adequate financial literacy and student loan information so prospective students planning to attend college can make informed decisions. Student…

This research aims to explore the relationship between reverse transfer and degree attainment by addressing the following questions: (1) What are the predictors of reverse transfer? (2) Does reverse transfer affect degree attainment within six years of initial enrollment or college attendance and cumulative loan debt in the sixth year? and (3) Is…

A collaboration between The Institute for College Access & Success (TICAS) and the Student Senate for California Community Colleges (SSCCC), this policy brief examines the costs of attending California Community Colleges (CCCs) for low-income students and the roles that financial aid resources, work hours, and student loan borrowing currently…

Free higher education has become a major policy discussion of the past few years, one that is often debated or supported along partisan lines. Those supporting this policy initiative often point to the rising cost of a college education and the barrier it creates for underrepresented populations hoping to access higher education. Others point to a…

When the Obama administration implemented the first gainful employment (GE) rule in 2014 to protect students from education credentials that lead to unaffordable debts, virtually all programs at public institutions passed the test. The Biden administration is developing its own GE rule after the Trump administration repealed the Obama-era rule. A…

The number of undergraduates in the United States has increased by more than 30 percent since 2000, with two-year institutions absorbing the majority of new students. At the same time, outstanding student-loan debt has grown nationwide, reaching $1.4 trillion in 2018. Although the federal student-loan program exists to provide such resources, the…