Analyzed data from the 1992-93 and 1995-96 National Postsecondary Student Aid Study (NPSAS) and found that the 1992 amendments to the Higher Education Act were associated with an increased tendency to borrow at the federal limit, particularly among undergraduates from middle-income families. (EV)

Presents findings on the changes in borrowing related to the 1992 reauthorization of the Higher Education Act. Between academic years 1989-1990 and 1995-1996, the total dollar volume in federal student loans doubled, increasing from about $13 billion to about $28 billion. Describes key changes in student borrowing. (SLD)

Discusses the Higher Education Act of 1992, which increased the availability of student loan funds. Examines the difference in effects of background, achievement and aspiration, college experience, price variables, and accumulated debt in 1993 as compared with 1996 on student persistence decisions. Finds that current year subsidies are positively…

This study explored the role of financial aid in promoting year-to-year persistence over a five-year period following reauthorization of the Higher Education Act in 1992. The study cohort included 6,711 full-time beginning freshmen in the fall 1993/1994 terms at Arizona State University. Variables examined were (1) effects of receiving any…

This study examined effects of increased availability of undergraduate student loan funds under the Higher Education Act Amendments of 1992. It studied the effects of price variables and accumulated debt on student persistence decisions using data from the National Student Postsecondary Aid 1992-93 and 1995-96 Surveys. For two-year college…