As student debt continues to climb, outstripping all other forms of personal debt and topping off at $1.7 trillion nationally, previous research has shown that the amount of anticipated debt has an impact on graduate student career choices. However, there is a dearth of information that shows if student debt is impacting student's choices before…

Financial literacy skillsets may be lacking in the first-year college student population, which may contribute to lower first-year college student retention rates. Because financial literacy is a skillset that may need to be taught to college students, this study attempted to understand and explore the link between financial literacy levels and…

With the costs of higher education increasing, the need to search for alternative ways to fund these expenses has also increased. While grants, scholarships, personal savings, and financial assistance from parents, may be effective for some, this is not the case for all students as some are inclined to use student loans to fund their higher…

University students and university personnel are important contributors to the economy of the United States regarding excessive student loan debt. As such, a lack of financial literacy is a significant problem. The purpose of this single descriptive qualitative case study was to describe the experiences of certain individual university students…

The rising growth of student debt among Black women postgraduates highlights an alarming trend impacting social class attainment and economic mobility. Federal loan programs increase college access for students of color; however, these programs also contribute to racial disparities that influence students' academic outcomes and financial…

The purpose of this study was to understand the impact of implicit education debt on African American mothers lived reality, as these women pursue PhDs. Using Collins' (2000) Black Feminist Thought and the Racial Opportunity Cost (ROC) as theoretical frameworks, the study presents the voices of African American mothers in doctoral programs who…

According to public discourse, one of the most critical college access and affordability issues is the nation's rising student loan debt. Public concern over the rising cost of college and the use of education loans has incited a great debate on if a student loan debt crisis exists, and if so, for who? Researchers have found that, among federal…

This study uses secondary data to explore the relationship between the percentage of Latinos enrolled in a postsecondary institution and two educational outcomes: graduating within six years and total amount in student loan debt. Research on the concentration of Latino students in higher education have mostly focused on Hispanic Serving…

The purpose of this qualitative descriptive study was to explore how American vocational students describe personal, behavioral, and environmental factors that contribute to their career decisions in the state of Utah. According to the problem statement, it was not known how American vocational students describe the personal, behavioral, and…

Bullying is widely prevalent in the US. Although anti-bullying laws have been implemented across the country since 1999, bullying prevalence rates remain high. Research suggests that being a bully or a bully victim or both makes an individual more likely to experience worse physical, mental, and financial health. This dissertation comprises of…

"The Laboring Scholar: Community College Geographies and the Politics of Care" is an institutional ethnography that investigates the personal, political, and economic costs to student caregivers seeking a college degree. Through a critical analysis of student interviews and a close examination of community college structures and…

This dissertation investigates the lived experiences of Millennials with student loan debt, a growing issue as college enrollment and tuition costs rise. Despite the significant impact of this debt crisis, research on this demographic's experiences is limited. This study fills this gap, aiming to equip mental health counselors with a deeper…

This dissertation, which is highly relevant to education, examines Black educators' life experiences with student loan debt. It provides insight into the impact of student debt and how these experiences shape their interactions with Black students. Using their narratives, this study serves as a self-reflective journey, bringing the reader closer…

Every year, 600,000 formerly incarcerated people return to society, and over forty-four percent will be incarcerated again within a year. As advocates work to improve the conditions of reentry, recent efforts have focused on higher education as the ticket to long-term freedom for formerly incarcerated people. Any success of these efforts hinges on…

Florida implemented Statute 1009.45 as of July 1, 2017, to require colleges and universities to provide annual student loan debt notifications to students to inform them about their student loan obligations. The purpose of this basic qualitative study was to examine how college students in the State of Florida make financial decisions about their…