State policymakers can help public charter schools overcome obstacles to their stability, growth and ability to provide high-quality options to students--simply by providing these schools with access to affordable financing to build their own facilities. Ownership is a critical option to address charter school facility needs. Most charter schools pose little risk of defaulting on a building loan, given their specific circumstances and strong academic performance. Yet, these charter schools face the same high interest rates paid by the riskiest businesses. This forces most charter schools to lease instead of buy facilities, consequently redirecting resources that could otherwise go toward instruction. This issue brief explains how state policymakers can reasonably and effectively address the critical facility needs of charter schools: by helping charter schools secure affordable financing needed to own their buildings. First, the brief explains why ownership is a critical option to address charter school facility needs. Second, it describes why charter schools face a severe problem in accessing affordable financing for facilities. Finally, the brief provides three steps policymakers can take to help charter schools get affordable facility financing.