Changes in participation in five U.S. Department of Education student financial aid programs were assessed for 1974 and 1981. These programs are the National Direct Student Loan (NDSL) program, the College Work Study program, the Supplemental Educational Opportunity Grant (SEOG) program, the Guaranteed Student Loan (GSL) program, and the Pell or…

Information on federal student aid recipients by income, undergraduate and graduate level, and financial dependency status is presented for Pell Grants, campus-based programs, and Guaranteed Student Loans (GSL). Income data are reported for all aid recipients and for financially dependent and independent students for 1983-1984 and for 1976-1977,…

The impact of changes in student aid policies on the way students and their families pay for college is examined. A major focus is how student loans fit into the overall framework of student finance. Information is presented on the National Direct Student Loan program and Guaranteed Student Loan program. Both programs provide the opportunity to…

The distribution of student loans to the 1980 senior cohort of the High School and Beyond sample is examined. The sample of the senior cohort participated in the Second Follow-up survey in 1984. Attention is directed to: who received loans, the types of loans awarded, the amount of loan aid, the availability and amount of loans related to the cost…

Hearings held before the Senate Subcommittee on Education, Arts, and Humanities on the Student Assistance Amendments of 1981 are presented, along with the text of S. 1108. A major objective of the bill is to amend Title IV of the Higher Education Act of 1965 to emphasize the element of need in the Guaranteed Student Loan (GSL) program and the…

The current system of financial aid is reviewed. It is noted that higher education is now more accessible to more people, but at a great cost in terms of both money and values, since the middle class is reluctant to make financial sacrifices for its children. Specific grant and loan programs are reported. (LBH)

Expenses at 3,200 schools and colleges are identified, and information is presented on applying for student financial aid and on estimating financial need. Recent changes in federal aid programs, eligibility requirements, and major programs are also outlined. In considering the cost of college, the following areas need to be addressed: tuition and…

Questions have been raised concerning the function served by each of the federal need-based student aid programs and the relationship between them: Basic Educational Opportunity Grant (BEOG), Supplemental Educational Opportunity Grant (SEOG), College Work-Study (CWS), and National Direct Student Loan (NDSL). Analysis of the student aid packages…

Issues concerning indebtedness of undergraduate students are examined, including the implications of debt burdens for: the national economy, the individual well-being of borrowers, equality of access to higher education, and the educational process itself. Risks students face in borrowing to pay for education and how the United States compares to…

Information on financial aid, estimating financial need, managing money, and expenses at over 3,500 colleges is provided. College costs are based on the following: tuition and fees, books and supplies, room and board, transportation, and personal expenses. The following financial aid sources are examined; the Pell Grant Program, the Supplemental…

Expenses at 3,500 schools and colleges are identified, and information is presented on student financial aid, estimating financial need, and managing money. College costs are based on the following: tuition and fees, books and supplies, room and board, personal expenses, and transportation. The following financial aid sources are examined: Pell…

Expenses at 3,500 colleges, universities, and proprietary schools are identified, and information is presented on applying for student financial aid and on estimating financial need. Recent changes in federal aid programs and eligibility requirements are also outlined. In considering the cost of college, the following areas need to be addressed:…

Two contentions are examined in this report: that community colleges receive a smaller amount from state and federal assistance programs than they should in view of the less affluent population they serve, and that there is, on the other hand, a prevalence of individual over-awarding at these colleges. The report first discusses the difficulties…

The third in a series by the Higher Education Panel, this survey of student aid programs and participants focused on selected characteristics of aid recipients representative of those at 3,000 colleges and universities. Aid distribution was analyzed by the students' sex, racial or ethnic group, enrollment status (full- or part-time), and income…