A growing number and proportion of students rely on student loans to assist with the costs of postsecondary education. Yet little is known about how first-generation students use federal loans to finance their education. In this article, we examine each of the decisions that culminate in student indebtedness: the decision to apply for aid, whether…

We examine the likely implications of switching from a prior year (PY) financial aid system, the current practice in which students file the Free Application for Federal Student Aid (FAFSA) using income data from the previous tax year, to prior-prior year (PPY), in which data from two years before enrollment is used. While PPY allows students to…

Transitions to postsecondary education for GED graduates are a growing concern for educators and policy makers. This article analyzes the educational, demographic, and financial characteristics of Pennsylvania postsecondary students with a GED credential compared with traditional high school graduates, and identifies rural-urban differences within…

The FAFSA application can be completed by aspiring students to access federal financial aid for college enrollment. FAFSA completion rates for AISD seniors were the same in 2011 and 2012, and gaps in FAFSA completion remained among student groups.

Low- and middle-income students at public, two-year institutions too often do not apply for college financial aid (Advisory Committee on Student Financial Assistance, 2008; Kantrowitz, 2009a, 2011). This research first examines national data to identify what the risk factors are for not applying and compares those risk factors for students at…

This paper presents an updated WWC (What Works Clearinghouse) Quick Review of the report "The Role of Simplification and Information in College Decisions: Results from the H&R Block FAFSA Experiment". The study examined whether assistance in filling out the Free Application for Federal Student Aid (FAFSA) increases the likelihood of…

This paper presents a WWC (What Works Clearinghouse) Quick Review of the report "The Role of Simplification and Information in College Decisions: Results from the H&R Block FAFSA Experiment". The study examined whether assistance in filling out the Free Application for Federal Student Aid (FAFSA) increases the likelihood of filing…

Growing concerns about low awareness and take-up rates for government support programs like college financial aid have spurred calls to simplify the application process and enhance visibility. This project examines the effects of two experimental treatments designed to test of the importance of simplification and information using a random…

In 1999, the Bill & Melinda Gates Foundation began an innovative scholarship program that provides full financial support to low-income minority students across the United States. The Gates Millennium Scholars (GMS) program has already awarded more than 10,000 scholarships to exceptional students, with the ultimate goal of funding at least…

In response to Congressional request, this report compares the treatment of student financial aid applicants from farm families and non-farm families under two need-analysis formulae. Both the need-analysis methodology for Pell Grants and the Congressional Methodology (CM) for other federal aid calculate ability to pay as a function of income and…

Objectives and findings of the Basic Grant Validation Study, which investigated the validity of information provided by applicants to the Basic Educational Opportunity Grant (BEOG) program, are described. Implications of the findings for financial aid application validation are also discussed. Seven separate studies were conducted in order to:…

Application forms for the Basic Educational Opportunity Grant (BEOG) program for 1976-1977 were compared to 1975 tax forms filed with the Internal Revenue Service (IRS). Comparisons were also made to data from a similar 1974-1975 study. Based on a sample of 212,263 applicants, findings include the following: during 1976-1977, 70.7 percent of all…

Application forms for the Basic Educational Opportunity Grant (BEOG) program for 1979-1980 were compared to 1978 tax forms filed with the Internal Revenue Service (IRS). Comparisons were also made to data from similar 1974-1975 and 1976-1977 studies. Based on a sample of 407,596 applicants, findings include the following: between 1976-1977 and…

A sample of nonpersisting students is compared with persisting counterparts at Pepperdine University in terms of receipt of financial aid, grades awarded, etc. The findings suggest that financial aid is awarded to students with a higher probability of persisting to the end of the term. (LBH)

Application forms for the Basic Educational Opportunity Grant (BEOG) Program for 1974-1975 were compared to Internal Revenue Service (IRA) tax forms to determine the scope of applicants' misreporting and to identify categories of applicants who tend to misreport. A total of 70,063 tax forms and BEOG records from eligible and ineligible applicants…