The Free Application for Federal Student Aid (FAFSA) is the primary gatekeeper to secure financial aid for college. The federal government instituted two changes to the process in 2017, commonly known as "prior-prior year" FAFSA: (1) an earlier start date that lengthens the filing period and (2) the ability to use completed taxes from…

This study found that the MATC Promise increased college attainment by encouraging Milwaukee high school students to access state and federal aid, and to consider matriculating to their local two-year college. The MATC Promise exemplifies the last-dollar model of college aid. If seniors at Milwaukee area public high schools complete academic…

This study found that the MATC Promise increased college attainment by encouraging Milwaukee high school students to access state and federal aid, and to consider matriculating to their local two-year college. The MATC Promise exemplifies the last-dollar model of college aid. If seniors at Milwaukee area public high schools complete academic…

Despite substantial investments in financial aid programs, the available aid often falls short of covering the total cost of attendance (Hanson, 2023). Today, college expenses represent 30% of the annual median family income, pushing many students to rely on loans to finance their education (US Census Bureau, 2023). Among student loan borrowers,…

In the latest addition to the National College Attainment Network's (NCAN) state policy resource library, we present a new report about how to simplify state financial aid programs. While maximum award amounts tend to grab headlines, the fine print can make all the difference in whether students can access and retain state aid. Those most impacted…

This report presents trend data on nonfederal grant and scholarship aid awarded to undergraduate students in selected years between 2003-04 and 2015-16. Nonfederal grant and scholarship aid is typically awarded by states, institutions, employers, and private sources. Unlike loans, grant and scholarship aid does not need to be repaid. Grants and…

The COVID-19 pandemic has created and will continue to create uncertainty in all facets of everyday life, exacerbating current challenges -- and generating new ones -- for every sector of the economy, including postsecondary education. As the pandemic continues, postsecondary education faces increasing pressures as concerns about health and…

"Paving the Path to College Aid: Expanding Access to the Cal Grant Program" looks at promising practices for increasing Cal Grant application rates, including the initial implementation of AB 2160, a new law introduced by Assembly member Phil Ting and sponsored by Ed Trust-West, to streamline the Cal Grant application process by…

State policies to promote postsecondary education historically have been devoted to funding and operating public colleges and universities. Increasingly, states are funding direct aid to their residents to attend public and private colleges within state borders. The majority of state aid is targeted based on the student's family income. States are…

California is fortunate to be the 5th largest economy in the world with an abundance of resources and diverse talent. Among those resources are our state colleges, which are not only premier institutions, but they are also changing lives and communities. Access to financial aid is critical for low-income students and students of color who want to…

The transition from high school to postsecondary education is one of the most important points in a student's educational journey. Yet, as students attempt to navigate the many steps involved in accessing postsecondary education, it is also a juncture where students are most at risk of falling off track. The responses to the COVID-19 pandemic --…

Student debt balances are ballooning, posing a serious threat to the financial security of millions of borrowers across the country. In the last 15 years, total outstanding student debt has grown six-fold and now hovers at over $1.5 trillion. Student debt has significant short- and long-term impacts on individuals, their communities, and the…

Public higher education has long been unaffordable for many students, especially for Black and Latino students who have substantially less wealth, on average, than their White peers. Unfortunately, the economic devastation caused by COVID-19 has only exacerbated these financial inequities for Black and Latino households, who have been hit hardest…

Although many programs remotely disseminate information to students about the college application process, there is little evidence as to how students experience these programs. This paper examines a large-scale remote counseling program in which college counselors initiated interactions with 15,000 high school seniors via text message to support…

The "2018-19 Counselors and Mentors Handbook on Federal Student Aid" provides useful information to help high school counselors, TRIO and Gaining Early Awareness and Readiness for Undergraduate Programs (GEAR UP) staff, and other mentors advise students about financial aid for postsecondary education. This book focuses on the federal…