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Assessment of Alternative Financial Theories.
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Jenkins, Sarah – 1991
This publication presents an assessment of various methods applicable for measurement of lender profitability with particular emphasis on net present value (NPV) in order to determine whether the Department of Education's current method for determining lender profitability within the Stafford Student Loan program is the best. The introduction…
Descriptors: Accounting, Banking, Budgeting, Capital
Student Loan Lenders: Information on the Activities of the First Independent Trust Company.
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General Accounting Office, Washington, DC. Div. of Human Resources. – 1990
Information is provided on the activities of the First Independent Trust Company (FITCO) of Carmichael, California, which made loans to students participating in the Stafford Student Loan Program until California's State Banking Department closed it in May 1989. During the 11 years FITCO was in the Stafford program, it made over $1 billion in…
Descriptors: Banking, Court Litigation, Financial Audits, Financial Problems
Stafford Student Loans. Millions of Dollars in Loans Awarded to Ineligible Borrowers. Report to the Chairman, Permanent Subcommittee on Investigations, Committee on Governmental Affairs, U.S. Senate.
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General Accounting Office, Washington, DC. Information Management and Technology Div. – 1990
This report presents the results of an investigation which evaluated the Department of Education's data base on Stafford Loans and discusses how the Department can use the information to prevent loan abuses. The investigation's findings reveal that loan defaulters may have obtained about $109 million in new loans, and that students received…
Descriptors: College Students, Databases, Evaluation Methods, Federal Programs