The purpose of this hermeneutic phenomenological study was to discover the experiences and self-efficacy beliefs related to financial literacy knowledge for educators in the United States. The theory guiding the study was self-efficacy as it explained how one's belief in abilities is shaped by their unique background, experiences, and knowledge.…

One approach to incorporating financial literacy into educational curricula is the integration of it into closely related courses such as mathematics. Research on curriculum development that fosters the integration of mathematics and financial literacy is necessary. This study aims to develop mathematical tasks that are embedded with financial…

Purpose: We aim to investigate the relationship between gender and financial literacy, hypothesizing that a gender gap in attitude, knowledge and behavior might exist among university students, but it disappears at higher levels of financial education, particularly due to a talent management program in financial mathematics.…

Financial literacy is an important skillset for individuals to have so they can properly manage their financial well-being. Individuals across the United States are lacking in financial literacy, and therefore often struggle with navigating major financial events in addition to their daily personal finance decisions. K-12 family and consumer…

Financial technology (fintech) is a rapidly evolving industry. As in any high-growth industry, a significant challenge is the acquisition of top talent, especially university graduates. However, most experts in this field have not been formally trained in an academic environment. Degrees in Fintech did not exist until recently. In this study, we…

A problem has been identified within the area of secondary education in determining what the role of school systems is in providing a guaranteed and viable level of financial literacy education to students before they graduate, preparing them for college, career, and civic readiness. Financial Literacy Education is a set of requisite skills that a…

The increasing complexity of financial products and services requires a domain of information and knowledge in the financial area. This study explores the role of financial literacy in undergraduate students at a higher education institution in Portugal. A sample of 196 undergraduate students enrolled in six courses in the fields of engineering…

Adequately preparing for retirement requires planning and knowledge about available savings and investment options. Teachers participate in a complex set of plan designs, and many do not participate in Social Security. While teachers represent a large part of the public workforce, relatively little is known regarding their knowledge and…

There is a growing awareness of the importance of financial education and literacy in personal economic success, yet not many Generation Z are proficient in this area. The lack of understanding can lead to consequences such as not recognizing the need for greater retirement savings, making poor spending decisions, or when overpaying off…

Previous studies have focused heavily on the astronomical student loan debt number in the United States of America and the overall expense of higher education; however, few studies have focused on the financial literacy of higher education students and what financial knowledge the individuals possess who were key members of the community who were…

Students entering college may not have the financial knowledge and competency needed to completely understand the loans they are signing up for when committing to student financial aid. The purpose of this qualitative case study is to examine the level of financial knowledge that first-year college students have when taking out college loans. This…

The evolution of school finance has become increasingly more complex, and accountability and transparency of spending decisions toward academic outcomes have increased, leading to more demands on the superintendent (Bjork & Kowalski, 2005; Kowalski, 2013; Ramirez, 2013). This has led to evolution of the role of the superintendent position in…

Mandatory fees in higher education have increased substantially in recent years. These increases have changed the net cost of attendance for students from semester to semester. Coupled with these changes, we are witnessing an increase in students from diverse lived experiences who are traditionally unaware of costs associated with their…

We evaluate whether a scalable online teacher professional development (OTPD) module that requires little time investment enhances students' financial literacy. Two randomised controlled trials were performed, with 1827 students, 53 teachers and 47 schools participating. The financial education programme on its own increased students' financial…

Adults are faced daily with making financial decisions, some which are very difficult, therefore, more knowledge is necessary about personal finance to help adults make wise financial decisions. This study examined if there was a statistically significant difference in pretest and posttest scores from the Test for Financial Literacy (TFL) as well…