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Ziqiang Xin; Bihong Xiao; Luxiao Wang; Huiwen Xiao – Metacognition and Learning, 2024
Financial literacy refers to the knowledge required for individuals to make financial decisions. When individuals' subjective assessment of their financial literacy does not align with their actual level of financial knowledge (i.e., the discrepancy between subjective and objective financial literacy), it can result in a range of adverse…
Descriptors: Individual Differences, Self Evaluation (Individuals), Financial Literacy, Decision Making