With public pensions under pressure and private pensions exposed to risk, individuals face an increasing variety of financial risks, particularly those linked to their retirement. This book analyzes the level of risk awareness of consumers and highlights good practices governments might initiate to enhance consumers' awareness and education on…

Objective: Organizational learning, underpinned by evidence-based health care, and greater user involvement in planning and delivery were key objectives of the NHS Plan. Evaluation, and specifically participatory evaluation, offers the potential to address these elements of the NHS modernization agenda. We discuss the strengths and limitations of…

This booklet describes opportunities for higher education study in the Netherlands along with information, addresses, and practical tips for foreign students who are considering taking a course or earning a degree at a Dutch institution of higher education. Six sections cover: (1) the rewards of the investment in study abroad; (2) background on…