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Noopila, Mari Ysela; Williams Pichon, Henrietta – Journal of Student Financial Aid, 2020
This study presents a mixed methods explanatory analysis of the influence of Stafford loan debtload on persistence among underserved populations attending a Hispanic Serving Institution in the Southwest of the United States. Using data from cohort 2010, fall to fall persistence was examined to assess if debtload was related to persistence for all…
Descriptors: Student Loan Programs, Debt (Financial), Academic Persistence, Hispanic American Students
Franke, Ray – Journal of Student Financial Aid, 2019
This study examined the effects of unsubsidized federal Stafford loans on six-year degree attainment at 4-year colleges and universities in the U.S., and how these differentially impact students across income groups. For this, nationally representative data from the Beginning Postsecondary Students (BPS:04/09) and the Integrated Postsecondary…
Descriptors: Student Financial Aid, Educational Attainment, Bachelors Degrees, Socioeconomic Background
Mendoza, Pilar – Journal of Student Financial Aid, 2012
Using the 2007-2008 National Postsecondary Student Aid Study, this study tested positively the hypothesis that college students are either likely to acquire debt above the national median or work more than 30 hours a week in order to graduate from a four year degree within six years. These results resonate with the theory of academic capitalism,…
Descriptors: Student Financial Aid, Debt (Financial), College Students, Higher Education
Gross, Jacob P. K.; Cekic, Osman; Hossler, Don; Hillman, Nick – Journal of Student Financial Aid, 2009
Federal higher education policy has shifted over the past few decades from grants to loans as the primary means for providing access to postsecondary education for low- and moderate-income families. With this shift, policy makers have begun tracking student loan default rates as a key indicator of the efficacy of student loan programs. This effort…
Descriptors: Student Loan Programs, Family Income, Loan Default, Literature Reviews
Herr, Elizabeth; Burt, Larry – Journal of Student Financial Aid, 2005
During spring 2001, Noel-Levitz created a student loan default model for the University of Texas at Austin (UT Austin). The goal of this project was to identify students most likely to default, to identify as risk elements those characteristics that contributed to student loan default, and to use these risk elements to plan and implement targeted,…
Descriptors: Student Loan Programs, Academic Persistence, Loan Default, Predictor Variables