Using data from the 2016 Survey of Consumer Finances, this study investigates factors that affect electronic banking adoption rates. Financial knowledge, income, education, and credit card ownership are associated with a high probability of electronic banking adoption. However, age is negatively associated with the probability of online banking…

This study explored the English Language Teaching appraisal of teachers in the trifocal Philippine education system in the Bicol Region as a basis for policy and advancement programs. This study used the descriptive-comparative-associational method using a content-validated and reliability-tested questionnaire. The frequency and percentage…

As critical approaches to Heritage Language (HL) instruction are increasingly more widespread, it is now more pertinent than ever to conduct research on Spanish linguistic variation that reveals systematicity and refutes hegemonic notions of 'incorrectness'. This variationist study examines the use and distribution of the Preterite and Imperfect…

The role of teaching materials in ELT has usually been a controversial issue in terms of what type of materials teachers should use and how important these materials are to language teaching and learning. This controversy got heated by the advent of calls for material-light classrooms and using teachers and learners as resources to liberate ELT…

The impetus behind the design of this current research is to check the influence of cartoons on vocabulary learning strategies of students who have been exposed to three classics from English literature, "Treasure Island" by Robert Louis Stevenson, "Great Expectations" by Charles Dickens, and "Romeo & Juliet" by…

Instructor evaluations are influenced by implicit age and gender bias, with lower ratings and negative feedback given to instructors believed to stray from stereotypical age and gender norms. Female instructors exhibiting typically male-associated qualities such as leadership and authority, are often negatively impacted. Implicit bias also…