Even in the best of times, budget development in a school community poses an enormous challenge. However, these times are hardly normal. Global markets are shaken badly. The nation's economy is in recession. State legislatures are seeking sharp reductions in the current fiscal year. Months of financial turmoil likely will make 2009 the ugliest…

Because of longer life expectancies and individually managed supplements to monthly pension checks, planning at retirement is becoming as important as planning for retirement. This article provides advice for retiring administrators concerning personal budgeting, setting goals, estate and tax planning, choosing medical coverage, converting assets,…

The nation's health insurance structure has compromised access to health care for many low- and moderate-income Americans who are not members of sizeable groups. Children are disproportionately uninsured. This article advocates creating a health insurance program based on school enrollment to address this problem. (MLH)

According to the U.S. Census Bureau, about 45 million Americans do not have health insurance. What's surprising is the majority of those individuals are actually employed. Part-time workers make up a full 15 percent of the uninsured population and school systems have a share of that group. Every day in the United States, approximately 10 percent…