The federal government now offers a multitude of complicated income-driven repayment (IDR) plans that are difficult to understand, enroll in, and stay in. Many students who would benefit from IDR do not enroll, and others will have large amounts of debt forgiven despite earning high wages. The current problems with IDR are not an indictment of the…

This report provides an overview of and learning agenda for the Save for College Program, a New York City scholarship and savings platform that incorporates family, school, neighborhood, and systems-level components. The report describes the program's design and approach, as well as its context and implementation to date. It also discusses metrics…