Higher education or going back to school is a big decision that has the potential to change a person's life. A bachelor's degree will cost somewhere between $15,000 and $40,000 and take a working adult from 3 to 12 years to complete. One should do some research and ask questions. This is a tool to help individuals make good decisions as they…

This guide describes Federal student aid programs, how to apply for them, and what these programs entail. Guidelines are provided on the ways to find out about student financial aid that is available and how to choose a school carefully. Additionally examined are student eligibility requirements, financial need rules, dependency status, steps in…