This study examines the timing of financial education and its impact on short-term and long-term financial behavior. We also explore the power of financial education on financial knowledge and examine the link between financial knowledge and positive financial behavior. Exposure to financial education during multiple life stages leads to a better…

Financial literacy, or understanding how money is made, spent, and saved in order to make informed decisions, is particularly important during the transition to and through college. Students who have a deeper understanding of finances and how they work are better positioned to make decisions regarding the college or university they attend, what to…

Using online survey responses from 509 undergraduate students, three financial education methods (on-campus financial counseling center, online financial management resources, and in-person educational workshops) were examined. Using a social constructionist framework, the analysis controlled for various demographic and financial factors. The…

Colleges and universities across the nation face a number of economic and social conditions that affect institutional operations. Limited financial resources due to the nation's economic recession, increased calls for improved degree productivity to meet civic and labor market demands, and shifting demographic patterns create a challenging…

The competencies of prospective consumer education teachers were measured, and student and demographic information variables related to achievement scores on the test were identified. Using the National Council for Accreditation of Teacher Education (NCATE) as the sampling frame, a mail survey elicited over 4,000 prospective teacher responses on…

Surveyed knowledge of 561 young adults concerning use and effects of various over-the-counter, prescription, and social drug products. College student respondents correctly answered, on the average, 71% of the questions on the Drug Knowledge Test, with women demonstrating somewhat greater knowledge than men. Suggests using this instrument in drug…

According to the authors, the comments offered by Robert Manning and Ray Kirshak in this issue of the "Journal of Student Financial Aid" (pp. 39-48) are designed to leave the reader with the impression that their paper "Usage of Credit Cards Received through College Student-Marketing Programs" ("Journal of Student Financial Aid," 2004) was nothing…

The document contains proceedings of a conference on consumer interests. The proceedings are proposed for those who attended the conference and other interested professionals. The major purpose of these proceedings is to stimulate thought and discussion regarding consumer issues. The first general session focuses on consumer representation. Three…