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Download full textChalise, Lekhnath; Anong, Sophia – Journal of Financial Counseling and Planning, 2017
This study investigated whether spending habits before and during the Great Recession predicted financial distress. Financial distress was defined as failing to make mortgage and non-mortgage loan payments on time. Data from the 2007-2009 panel of the Survey of Consumer Finances revealed that one's prerecession spending habit did not seem to…
Descriptors: Behavior Change, Money Management, Financial Problems, Consumer Economics
Peer reviewedFlint, Thomas A. – Journal of Higher Education, 1997
Attempted to replicate and extend the findings of earlier Student Loan Recipient Survey of the 1987 National Postsecondary Student Aid Study (NPSAS:87) on student loan defaults. Analysis of 1,117 borrowers from 510 institutions indicated that besides certain precollege traits and high grade point averages, postcollege employment congruent with the…
Descriptors: Employment Level, Grade Point Average, Higher Education, Income
Peer reviewedVolkwein, J. Fredericks; Szelest, Bruce P.; Cabrera, Alberto F.; Napierski-Prancl, Michelle R. – Journal of Higher Education, 1998
Analysis of National Postsecondary Student Aid Study data for 11,000 students in loan programs at 1,400 institutions found borrowers with similar earned degrees, marital status, number of dependent children, showed similar levels of income/loan default, regardless of racial/ethnic group. Findings dispute national policy and suggest that campuses…
Descriptors: College Students, Comparative Analysis, Degrees (Academic), Dependents
