Financial products and services are increasingly present in our daily lives, so it is very important to know the advantages that can be obtained by using them. In this way, the present study seeks to determine the existence of an underlying structure that explains the knowledge towards the topics of Income, Money Management, Savings and Investment, Expenditure and Credit in students of higher education. For this, the Financial Education Test was applied to 126 participants. The results obtained through the exploratory factor analysis provide evidence of the existence of a structure that allows us to understand the phenomenon of financial education in the perception, knowledge, use and application of financial topics in Mexican students. Two factors represent 68.18 % of the phenomenon under study, the first on knowledge, use and application towards savings and investment (37.42 % of the total variance explained) and the second on knowledge, use and application about money management (30.75 % of the total variance explained).