Financial literacy refers to the knowledge required for individuals to make financial decisions. When individuals' subjective assessment of their financial literacy does not align with their actual level of financial knowledge (i.e., the discrepancy between subjective and objective financial literacy), it can result in a range of adverse…

The study investigated the joint contribution of the self-regulated learning (SRL) and individual differences approaches to the prediction of university students' grade point average (GPA) obtained at three separate time points throughout their degree (3 years). We assessed cognitive (i.e., previous academic performance, cognitive ability, and…

The world can be a confusing place, which leads to a significant challenge: how do we figure out what is true? To accomplish this, children possess two relevant skills: reasoning about the likelihood of their own accuracy (metacognitive confidence) and reasoning about the likelihood of others' accuracy (mindreading). Guided by Signal Detection…

Do all learners make the same restudy decisions, or is there heterogeneity within the population? The present study combines three previously published datasets and uses latent profile analysis to determine if subpopulations of learners can be identified that make different restudy decisions. Based on multiple fit indices, cross-validation, and…

Individual differences in self-regulation have been a topic of increased empirical research. However, few investigations have been conducted on how sub-components of self-regulation differentially predict education outcomes over time. We examined cognitive and behavior regulation as predictors of middle-school students' (n = 127) long-term…

This study aims to understand individual differences between children in metacognitive monitoring and control processes and the developmental trajectories of metacognition over one year. Three indicators of procedural metacognition were used: monitoring accuracy (discrimination of confidence judgments between correct and incorrect test responses),…

The present study examines individuals' thinking during and after reading controversial historical accounts and the possible contribution of epistemic beliefs, emotions, and prior-knowledge in this context. Young adults (n = 39) were asked to read two accounts about a recent war in their country, an own-side account -- from a historian of their…

Extensive research has been conducted to understand how accurately students monitor their studying and performance via metacognitive judgments. Moreover, the bases of students' metacognitive judgments are of interest. While previous results are quite consistent regarding the importance of performance for the accuracy of metacognitive judgments,…

While some individuals are able to confidently make competent choices, others make poor decisions but are unjustifiably confident. What are their individual characteristics? This study examined individual differences in cognitive and metacognitive competence and arrogance. In doing so, we determined the role of metacognitive confidence and…

We investigated intra-individual monitoring and regulation in learning from text in sixth-grade students and their teachers. In Experiment 1, students provided judgments of learning (JOLs) for six texts in one of three cue-prompt conditions (after writing delayed keywords or summaries or without a cue prompt) and then selected texts for restudy.…

Confidence and its accuracy have been most commonly examined in domains such as general knowledge and learning, with less study of other domains, such as applied knowledge and problem solving. Monitoring accuracy in real-world competencies may depend on characteristics of the domain. In this study, we examined whether monitoring accuracy, both…

Research in educational and developmental psychology offers evidence that children are developing basic capacities (i.e., executive functions) for self-regulating long before they receive formal instruction in school. Importantly, the evidence indicates self-regulation is a strong predictor of outcomes in early childhood and across the lifespan.…

Metacognition is central to children's cognitive development. However, there is conflicting evidence about children's ability to accurately monitor their performance and subsequently control their behavior. This is of particular interest for mathematics topics on which children exhibit persistent misconceptions--that is, when children's knowledge…

Decision-making is a complex process that is largely studied from an experimental perspective or in specific organizational contexts. As such, no generalizable framework exists with which to study decision-making from an individual differences perspective for predictive/selection purposes. By generalising a context-specific decision model proposed…

This study investigated what types of learning patterns and strategies elementary school students use to carry out ill- and well-structured tasks. Specifically, it was investigated which and when learning patterns actually emerge with respect to students' task solutions. The present study uses computer log file traces to investigate how…