Student loans are like a dark cloud looming above 41 million Americans (Perna, Kvall, & Ruiz, 2017). Through young adults' personal accounts and relevant literature, we aimed to explore how student debt has altered the lives of college graduates and what can be done to educate students before they graduate with tens of thousands of dollars in…

In this article, Robert M. Gates, former Secretary of Defense and chancellor of the College of William & Mary, makes three observations about public higher education: (1) Over the past generation we have seen a gradual abandonment of the principle that higher education is a public good and the emergence of a view that it is a private consumer…