Outlines how a school district saved money by dropping its health carrier and became self-insuring. (IRT)

Discusses the options open to school boards in "risk management" -- to assume, reduce, or transfer the risk. (JF)

Risk management includes a series of actions that entail investigation, assessment, and decision-making--all against a backdrop of trade-offs and common sense. (Author/IRT)

Discusses some of the difficulties in obtaining proper insurance coverage. (IRT)

Provides 14 ways school board members and administrators can make insurance and risk management simpler. (Author/IRT)

Describes the savings a cooperative group of school systems were able to make when purchasing services and supplies as a group. It includes 15 school systems and has been in existence for 12 years. Includes a brief article explaining why school systems may not find cooperative buying to their advantage. (MD)

Discusses such aspects of transportation as insurance costs, equipment, and driver/attendant training. (IRT)

If school boards do not forbid an overseas trip by students and teachers, they should formally approve the trip, check the school insurance policy, and--if necessary--buy an insurance rider to meet the legal responsibility they would face in court should there be a mishap. (MLF)

The insurance coverage a district buys should protect the board as a corporate entity, but it should also provide errors and omissions'' protection for each member of the board as a private citizen and for each designated employee of the district. (Editor)

Narrates the history of an age discrimination suit against the West Hartford (Connecticut) Board of Education, arising from board attempts to limit hirings above certain salary levels. Suggests that school boards carry insurance against legal damages, retain hiring records, and hire administrators willing to be honest with unsuccessful job…

Discusses the legal ramifications of school personnel other than nurses providing health care in schools and offers guidelines for forming a school medication and emergency care policy. (WD)

Step-by-step advice to help school administrators develop a sound risk-management program to protect their school system against loss of property or losses to employees or the public. (Author/MLF)

School systems with a rating of "A" or lower can save money by insuring their bonds because, in almost every instance, the reduced borrowing cost more than offsets the bond insurance premium. Included is a list compiled by Donna Harrington-Lueker of the four major players in the bond insurance field and elements to consider in choosing…

School boards can minimize financial losses by identifying potential risks. If a risk cannot be avoided, the next step is a loss-control program aimed at reducing the impact of any loss. (MLF)