An innovative liability program provides protection to schools and generous financial assistance to catastrophically injured students. (MLF)

To obtain the best student accident insurance coverage for the least cost, programs offered by various companies should be compared on the bases of coverage limits for specific injuries, injuries not covered or only partially covered, whether students are overinsured or underinsured, and premium costs. (MLF)

A review of insurance changes in the commercial liability market during the past five years shows cost increases to stabilize the market. However, a vast expansion in potential liability means that costs will continue to be high even for self-insurance groups such as school districts. (MLF)

Summarizes several U.S. Supreme Court actions, including decisions to review a North Dakota case concerning fees for rural bus students and a Florida case involving differential contributions and benefits for male and female employees. The Court refused to hear certain cases involving school consolidation (Kansas City), mainstreaming of retarded…

Explains how school systems can fund a self-insurance program with a bond issue. To meet the costs involved, a group of school systems or other governmental entities can join to create a risk pool. (MLF)

Teamwork and cooperation were the keys in restoring school service in Berkeley County (South Carolina) 17 days after Hurricane Hugo. Offers school districts tips on what to do both before an emergency strikes and in the aftermath. Lists information available from the Federal Emergency Management Agency. (MLF)