Examines in light of writings and reported decisions, the potential basis for imposing personal liability on trustees of educational institutions for wrongdoing or negligence, alerting institutional counsel to responsibility for protection of trustees to include indemnification and liability insurance coverage. (JT)

Some of the risk management procedures for use with liability loss exposures, specifically in the context of higher education, are conceptualized and described. Liability insurance--its coverage and market--is discussed and sample policy provisions are appended. (LBH)

Basic principles of insurance law are reviewed, an overview of liability insurance is given, and currently significant issues concerning liability insurance coverage with special relevance to higher education institutions are examined. Focus is on professional and director-and-officer insurance, but other applications are possible. (Author/MSE)

As the number and level of fringe benefits increases, particularly in the retirement sphere, institutions must keep in mind that today's commitment will be felt in tomorrow's budget. The range of employee benefits available are analyzed with regard to cost: unfunded benefits (vacations, leave), government programs, insurance, retirement plans, and…

Various federal agencies and the courts are facing questions about the legality and potential discrimination in sex-segregated mortality tables and discrepancies in retirement and insurance benefits. By using unisex mortality tables, TIAA-CREF is an unwilling pioneer in the insurance industry, but the tables' ultimate form remains in question.…

Because of the rise in litigation involving colleges and universities, basic information about liability insurance is provided. Administrators are warned that previously purchased liability insurance may not cover damages and losses incurred today, and that insurance companies often benefit from extended litigation. College counsel must understand…

The ways in which the legal system has erred, mainly in its failure to understand the workings of the educational function, and the failures of educators to conform their procedures to the demands of the law are examined. Focus is on allocating liabilities between institutions and their personnel, contracts, torts, and indemnification and…