A great deal of the current liability insurance crisis can be attributed to the industry itself. This article discusses insurance cyles, cash flow underwriting, reinsurance, company "capacity", rates determination, "claims-made" coverage of accidents, and regulation of the industry. (JD)

Professional competence becomes more important as personal injury suits against recreation enterprises and parks focus increasingly on the professional responsible for facility safety. All professionals should be aware of and educated in risk management. Trends in liability awards and providers' legal responsibilities in various situations are…

The Campbell County Parks and Recreation Department discovered that higher costs, more details, insurance difficulties, and longer construction periods were the rule when a water slide was planned and constructed. The project is described. (MT)

Recommendations are made on how communities can cope with the high cost of liability insurance imposed on recreational facilities. Suggestions are also made on maintaining high safety standards at parks, swimming pools, and playgrounds. (JD)