This module presents a real-world context in which mathematics skills are used as part of a daily routine. The context is the insurance field, and the module aims to help students see the significance of following through various processes in trying to obtain a solution. Materials in the module, most of which are designed for the teacher to…

A study compared the compensation packages offered to private sector and Federal white-collar employees. The conclusions drawn in the study were based on data from previous and ongoing research conducted by the General Accounting Office (GAO). Analysis of these data revealed that whereas the Employment Cost Index has shown a cumulative increase of…

Fifteenth in a series designed to provide a broad review of unemployment insurance and related issues, this study describes existing unemployment insurance programs, as they applied in 1975, in 22 selected countries, with particular emphasis on programs in the industrialized nations of Western Europe, North America, and Japan, as well as on those…

The personal economic and financial security unit is presented to assist apprentices to acquire a general knowledge of how to maintain economic security and stability. The unit consists of six modules: (1) Fair Labor Standards Act: minimum wages and maximum hours, (2) unemployment insurance: payments for the unemployed worker, (3) workmen's…

Discusses the reasons potential claimants in asbestos-in-school cases believe losses and legal expenses are the obligations of insurance carriers. Describes some law suits and matters of concern to property owners, asbestos manufacturers, and those engaged in the construction of buildings, and property-casualty insurance companies. (RT)

Results of a 1985 survey of benefits, excluding pensions, for 17 Ontario, Canada, universities are presented. Information is provided on the following areas: whether the university self-administers insurance plans, communication of information on benefits, proposed changes in benefits, provision of accidental death and dismemberment insurance,…

Results of the 1982 University Benefits Survey for Ontario higher education institutions are presented. For each college and university, information is provided on eligibility, deductible amounts, monthly contributions, and carriers. The following features are covered: administration and insurance plans, communication of benefits, proposed changes…

This basic money book takes a creative approach for visual learners by using icons, varied fonts, and highlighted text. The book's design will appeal to holistic thinkers by allowing them to jump from point to point without losing overall meaning. It is divided into five sections, each with a subset of related topics: (1) "The Big…

Over three quarters of the participants in both construction and nonconstruction industries were covered by self-insured funds, although the multiemployer pension plans in the construction industry differ in almost all important respects from such plans initiated by unions in other industries. (Author)

This report concerns the medical malpractice situation in the United States and contains information on the cost of malpractice insurance for physicians and hospitals. The report contains an executive summary and four chapters. Chapter 1 reviews the background of the problem and the objectives, scope, and methodology of the report. Chapter 2…

The paper offers guidelines for estate planning, defined as the art of arranging one's affairs to best care for loved ones while, at the same time, minimizing transfer costs. An understanding of the basics of estate planning is essential if one is to provide for the future of a severely handicapped child. Definitions are given for federal estate…

This document presents the texts of four Congressional hearings held in September of 1985 and February and March of 1986 to investigate the effects and the causes of the critical shortage of liability insurance in the United States. The first hearing examines the dimensions of the problem and offers insights into why objectives of having an…

The objective of risk management is the reduction of the adverse effects of risks at a minimum cost through their identification, measurement, and control. The combination of protection and cost chosen should be based on the best data available and designed for a school's unique need. Risk management involves (1) discovery or identification, (2)…

Discusses some of the difficulties in obtaining proper insurance coverage. (IRT)