Chronic hepatitis C infection (CHCI) is an increasingly common problem, affecting about 2% of the US population. The cost and complexity of treatment and difficulties in communicating with the infected population are of concern to insurers and health planners. Purpose: To describe the clinical features of patients with CHCI in a rural…

The nation continues its ceaseless struggle with the spiraling cost of health care. Previous efforts (regulation, competition, voluntary action) have included almost every strategy except clinical. Insurers have largely failed in their cost-containment efforts. There is a strong emerging body of literature that demonstrates the relationship…

U.S. society is becoming increasingly litigious. Nowhere is this more evident than in the employment process, where preemployment agreements for job applicants are becoming more common. Preemployment agreements require applicants to accept certain terms or provisions before they are offered a position. In this article, the authors describe types…

This paper discusses some important questions to ask an insurance broker regarding liability insurance. The author based these questions on his interviews with Kathryn Hammerback, Craig Hammer, and Mike North: (1) Are centers covered when...?; (2) How can a center director cut costs on this policy?; (3) Is this an "occurrence" or a "claims-made"…

Concern over Social Security's forecasted long-run deficit is occurring at a time when the program has a short-term surplus. One proposed strategy to address this forecasted deficit is to allow the investment of a portion of payroll taxes into private savings accounts (PSAs). The author analyzes recent proposals for PSAs and concludes that PSAs…

Information on all benefits, excluding pensions, provided by 16 Ontario universities is presented. The following general questions concerning benefits are covered: administration and insurance plans, communication of benefit programs to employees, proposed changes in benefits, provision of life and dismemberment insurance, and maternity leave…

This book offers investment strategies for participants in the primary retirement organization for universities and nonprofit organizations, the Teachers Insurance and Annuity-College Retirement Equities Fund (TIAA-CREF). The investment principles outlined also apply to retirement funds offered by other investment companies. The book's scope…

This booklet discusses the potential importance to states of long-term care insurance, describes general policy characteristics, and summarizes state actions to both regulate and promote long-term care insurance. It is intended as a resource for legislators and others involved in long-term care financing and public policy formulation. Long-term…

Examines in light of writings and reported decisions, the potential basis for imposing personal liability on trustees of educational institutions for wrongdoing or negligence, alerting institutional counsel to responsibility for protection of trustees to include indemnification and liability insurance coverage. (JT)

To recruit and retain qualified faculty in competition with industry and government, junior colleges have been improving their fringe benefit programs. This study examines the benefits currently available at 389 colleges and shows their order of frequency and their relation to college age, size, and location. The most frequent benefit is the…

In addition to general rules for good insurance management in school districts, a number of questions are presented for use in evaluating the administrator's effectiveness in insurance management. (FS)

An increased interest in the position of women, stimulated by increasing numbers of women in the labor force as well as the women's movement, has resulted in a reexamination of women's status under social security programs in many countries. Five case studies (Belgium, Federal Republic of Germany, France, Great Britain, and United States), which…

About one of every 10 dollars in social security benefits under the old-age, survivors, and disability insurance program (OASDI) goes to disabled workers or their families. By the end of 1969, nearly 2,500,000 workers and dependents and 40,000 widows and widowers were receiving some form of social security disability compensation, while another…

This report contains a compilation of State-by-State statutory provisions relating to the tort liability of school districts and to their purchase of liability insurance. The statutory provisions described herein reveal various degrees of governmental immunity made available to school districts. (JF)