This guide contains both teacher and student materials for a one-semester course in consumer education to be presented as part of an 11th or 12th grade or an adult vocational home economics program. The book is organized into six sections containing 15 units of instruction. The sections cover the following topics: management (of time, money,…

The study examined the effect on the cost of extending unemployment insurance protection to agricultural workers if interstate workers reduced their migration for employment as a result of such a program. There were 50,425 migrants in 14 states who had agricultural employment earnings in more than one state during a 52-week period. Two sets of…

Important elements of personal lifetime money management are outlined and discussed briefly, particularly as they apply to college and university faculty and staff. They include insurance (disability, health, life, retirement income); the changing monetary environment; taxes; inflation; sources of income; budgeting; risk; death and heirs. (MSE)

No matter what type of insurance or how much actual coverage an individual college or university obtains, it will always pay for its own losses one way or another. This pamphlet is intended to assist colleges and universities to meet that challenge by providing administrators with a structure for analyzing and managing risks and determining the…

Fidelity bonds are important for an agency to hold to protect itself against any financial loss that can result from dishonest acts by its employees. Three types of fidelity bonds are available to an agency: (1) public official bonds; (2) dishonesty bonds; and (3) faithful performance bonds. Public official bonds are required by state law to be…

Discusses various employee fringe benefit programs and suggests possible ways to ensure that such programs operate in the most efficient and least costly manner. (JG)

This booklet provides advice to widows and widowers on dealing with their spouse's death based on the experiences of others. The stages of bereavement and mourning are discussed, focusing on giving oneself permission to mourn. The most urgent financial and legal decisions a widow or widower is faced with are listed and discussed. These include…

Statewide efforts by the California Department of Alcohol and Drug Programs to secure third-party payments for nonhospital alcoholism services gradually dissolved due to changes in political administration and overall priorities. San Mateo County, however, served as a demonstration county for the effort and has continued to explore third-party…

One alternative to the insurance crisis faced by school districts is self-insurance, either through pooling or capital market funding. After a brief discussion of the insurance issue, research and literature dealing specifically with self-insurance through pooling and capital market funding are described. Finally, an assesment is made of the…

This manual focuses on the promotion of good risk management practices. The first of four sections presents an overview of risk management in terms of risk management concepts and avoiding, transferring, controlling, and financing risk. Second, the manual present methods for identifying and assessing risk. The third section discusses different…

This report is one of a series by the General Accounting Office that summarizes major policy, management, and program issues facing agency heads in the Bush administration. Many concerns have been identified, some new, others long-standing. This report on the Department of Agriculture describes concerns about the following six issues: (1)…

This fastback presents some basic legal gidelines for teachers, which if observed will minimize the possibility of lawsuits resulting from incidents occurring in school settings. The following topics are covered: (1) basic legal terminology; (2) reporting child abuse; (3) self-defense; (4) possession and use of controlled substances; (5)…

Arguing that complete, reliable, up-to-date system documentation is critical for every data processing environment, this paper on computer disaster recovery planning begins by discussing the importance of such documentation both for recovering from a systems crash, and for system maintenance and enhancement. The various components of system…

Author considered how schools can cut the cost of insurance in almost all areas without endangering their continued existence. (Author/RK)

The second revision of this handbook was developed as a practical tool for insurance management for school administrators. The question-and-answer format has been used to enable the busy school administrator to quickly locate and identify his immediate area of concern. The insurance areas discussed are: insurance on real and personal property…