This packet contains three issues of "The Insurance Educator," a newsletter published for high school educators as a means to improve the understanding of insurance and its role in society through the education of teachers and students. Some representative articles include the following: "Protecting Your Bike from Theft"; "Tornadoes: Be Prepared";…

The field of higher education has, until very recently, seldom been invaded by the educational researcher. Efficiency tests and statistical measurements have been applied to the work of lower schools, and the literature recording the results with increasing frequency. The literature of higher education however, is still predominantly of the…

Analyzes the past decade as a period of learning and experimentation in occupational alcoholism and employee assistance programming (EAPs). Suggests future EAPs will place less emphasis on supervisory confrontation than on broader types of casefinding; and early identification, prior to a decline in job performance, will take place. (Author/RC)

Directors (N=203) of mental-health agencies responded to a survey designed to examine their level of acceptance and satisfaction with licensed professional counselors (LPC) in Ohio. Responses suggest a preference for hiring social workers over counselors; starting salaries were similar for both groups with comparable educational levels.…

Explores the rationale for college subsidies in most world economies, treating precollege achievement as an insurable risk. Contract theory considers optimum insurance contracts for this risk and views public finance of college education as providing the insurance. The theory yields conditions on optimum taxes and fees. Rationing by…

This booklet provides materials designed to advance the employment of individuals with disabilities. An introduction gives brief vignettes of activities that have been carried out around the country to foster employment, including corporate training programs, public relations efforts, special conferences, and awards. Publications, fact sheets, and…

A nationwide test of consumer knowledge of high school students conducted in 1991 found that seniors are unprepared for critical purchasing decisions needed after they graduate. Random samples of the population, 428 high school seniors, were asked 250 questions about a range of consumer subjects such as credit, checking/saving accounts, auto…

This document contains materials for teachers and students for a 12-session workshop course on entrepreneurship and small business management. Lesson plans for the 12 sessions cover the following topics: business plan and goals; planning, goal setting, and identifying your business; financing; physically setting up business; advertising;…

Following a brief section concerning elements of the management process, the eight chapters in this guide for day care directors discuss personnel, staff orientation, staff inservice training, enrollment, classroom management, curriculum, health maintenance, and, briefly, center management. Each chapter includes numerous forms that can be used and…

This unit on protecting a business, the 18th in a series of 18 units, is part of the first level of a comprehensive entrepreneurship curriculum entitled: A Program for Acquiring Competence in Entrepreneurship (PACE). (Designed for use with secondary students, the first level of PACE introduces students to the concepts involved in entrepreneurship…

Intended for persons in their 50s and 60s who are seriously thinking about retirement and younger people who want to learn about aging and retirement, this book was developed as a companion piece to the training program offered to business and nonprofit organizations by the University of Southern Maine retirement planning team. Most of the…

The bibliography and resource guide summarizes relevant research and information on home care for children with disabilities and chronic illnesses, including those with such diagnoses as spina bifida, cerebral palsy, severe mental retardation, acquired immune deficiency syndrome (AIDS), hemophilia, sickle cell anemia, autism, or failure-to-thrive…

The starting point of an effective school safety program is the development of a written policy statement that reflects the school board's belief in safety for its students and that is widely publicized to the staff and community. A sample safety/security policy is provided that lists, first, the superintendent's responsibilities in establishing a…

This student edition contains the same basic information as the official Florida Driver Handbook, but the reading difficulty of the material has been sharply reduced. It also provides activity-oriented exercises and review tests on this material. Introductory materials include a complete listing of all activities given, some vocabulary exercises…

Information and accompanying exercises in this learning module are provided to reinforce basic reading, spelling, writing, and math skills while at the same time introducing the fundamentals of personal money management. Written at an elementary level, the module covers five areas of personal finance: (1) planning a household budget on the basis…