This study proposes a developmental model of financial capability to understand the process by which young adults acquire the financial knowledge and behaviors needed to manage full-time adult social roles and responsibilities. The model integrates financial knowledge, financial self-beliefs, financial behavior, and well-being into a single…

In establishing a framework for observing and interpreting the interplay among students accumulating knowledge, their intellectual growth, and their ability to express ideas in writing, it is useful to consider the major stage theories and analyze their place in student writing. In general, cognitive stage models describe logical and psychological…

Current theories of intellectual development claim that such development proceeds through invariant sequences of increasingly more adequate cognitive structures. According to the two dominant theories on changes in intellectual functioning during adulthood, intellectual development is essentially accomplished by adolescence, although sharpening…