This main objective of this study is the measurement of financial literacy in college students from Mexico and Colombia, using an instrument that was designed based on the available literature review and which was applied to a sample of 224 students. It was possible to find slight differences between the two countries, but the results as a whole…

The purpose of the study focused on analyzing how high school students perceive the topics of money management, savings and investment. For this purpose, it was necessary to use the instrument designed by the National Commission of Retirement Savings Systems (2017) from which the items on money management, savings and investment were taken. The…

Frequently, the shadow of financial insolvency is present in economies, whether between countries, companies or the general population (people) who contract the obligation of a loan, credit or other debt. Debt restructuring is one of the most effective financial tools to face this. Through mathematical modeling with algorithms designed for the…

The aim of this empirical study is to explain how students of a "Telebachillerato" in Veracruz, Mexico perceive financial variables like income, money management, savings, investment, spending and credit. "Telebachilleratos" are high schools for rural communities in Mexico assisted by educational audiovisual support and two or…

Some basic financial topics such as savings and investment are important and required for a financially educated society. Therefore, the purpose of this study is to identify some characteristics that explain the savings habit of college students, as well as finding if this habit differs in relation to gender. For that purpose 60 students from the…

The aim of this work is to know the perception of the high-school student towards the teaching process of the Financial Mathematics under the modality assisted by the technology. The EAPHMF Scale designed by García-Santillán and Edel (1988) was used, which collects data associated with the student's perception of the variables that make up the…

This study seeks to determine a university student's knowledge and culture in relation to money; the way they plan their budget, their economic independence and consumer habits, the level of debt, and the use of financial services and products. The instrument designed by Aravena-Collao and Mendoza-Letelier (2010) was used for the query among the…