This study examined associations between positive financial behaviors and positive health behaviors. Participants (n 8,128) completed an online survey about their frequency of performance of recommended practices.A multiple regression analysis was used to predict participants' health behavior score based on their emergency fund, saving, and…

This study explored relationships between health-related practices and performance of 10 positive personal finance practices. Data came from a 20-question online quiz that provides a simultaneous assessment of individuals' health and financial practices. The sample included 8,128 persons who completed the survey instrument from July 2015 through…

This study explored relationships between the practice of following a hand-written or computer-generated budget and the frequency of performance of positive personal health and financial practices. Data were collected from an online quiz completed by 942 adults, providing a simultaneous assessment of individuals' health and financial practices.…

This review discusses the heterogeneity in the effectiveness of financial education programs that occurs because of the unique conditions for programs and methods to evaluate them. The authors define six groups served by financial education: children, youth, college students and young adults, working adults, military personnel, and low-income…

In recent years, libraries have become increasingly involved in financial education, and Extension educators are collaborating with them to deliver programs for their staff and the general public. Benefits to Extension educators include increased visibility, access to new audiences, having program logistics and marketing provided by others, access…

This article describes the development and evaluation of an online health and personal finance behavior change challenge that can be adapted for other Extension subject matter areas. The Small Steps to Health and Wealth™ Challenge is a behaviorally focused activity in which registered users self-report health and financial behaviors and receive…

A needs assessment was conducted for the adaptation of an existing online Cooperative Extension investment course for use by farm households. The theoretical model was Social Marketing Theory. Data about financial attitudes, practices, and learning preferences of farm households were collected through a telephone survey of 300 farm households and…

Money 2000, an extension program to teach saving money, included a longitudinal behavioral monitoring component over an extended period of time, computerized financial analysis, and individual financial counseling. The personal finance programs and evaluation procedures enabled staff to document almost $2 million of economic impact on the lives of…

When users of an extension home study course on investing (68 print, 127 online) were surveyed, 44-45% rated it valuable/very valuable; those with no prior experience found it most helpful; 70% had made investments. Changes included use of new resources (63.4%), increased knowledge of fraud (56.1%), and investigation of specific investments…

Comparison of 124 participants in MONEY 2000, an extension program of savings education, with 101 who attended other personal finance workshops, revealed differences between the two groups in investing funds wisely, setting financial goals, paying more than the minimum on credit cards, and paying bills on time. (SK)

A study of 248 adults who attended financial workshops to learn to increase savings and decrease credit card debt indicated that many were at the contemplation and preparation stages of behavioral change. Using a stage model helps determine ways to recruit adult learners and focus financial workshops. (SK)

Evaluation of MONEY 2000(TM), a savings education program with behavioral monitoring, by 520 participants indicated their motivations were to reduce debt and increase financial knowledge. Most helpful were the newsletter, tips/ideas/information, extension publications, and workshops/classes/conferences. Three of four respondents both increased…