As more adults with intellectual and developmental disabilities move into inclusive settings in the community, it is essential to address budgeting and finance issues to avoid real concerns of financial exploitation. Adults with intellectual and developmental disability often comprise the "working poor", even if they are among the 20%…

This paper discusses adults who are dealing with limited financial means under the premises of disability and over-indebtedness. To this end, the authors examined the concepts of vulnerability, financial literacy and the numerate environment for systematising and presenting findings from a qualitative secondary analysis of qualitative data sets…

In rural Appalachian communities of southeast Ohio, where generational poverty is high, communities and schools worked together to both create meaningful learning experiences and ensure that basic needs were met before students started the school year. Families of students who attended Summer Advantage--a 21-day summer school program for…

The National Strategy for Financial Literacy report released in 2020 by the U. S. Financial Literacy and Education Commission (USFLEC) crafted a new definition of financial education (FE). The report defines FE as the process by which "people gain information, skills, confidence, and motivation to act through various means including classroom…

As a field established on improving the lives of individuals, families, and communities, Family and Consumer Sciences (FCS) is well-positioned to address the challenges and opportunities faced by justice-involved families (Nickols et al., 2009). From reentry and rehabilitation to parenting and family relationships, the support of justice-involved…

Abt Associates evaluated the Bridges to Career Opportunities (BCO) program, developed by the Local Initiatives Support Corporation (LISC), to determine whether adults with low incomes and low skills who participate in BCO services are more likely to increase their employment and financial stability than do adults who participate in LISC's…

Access to lifelong learning opportunities has long been discussed in terms of the economic benefits conferred by access to and engagement in further education by members of the labor force, particularly within the global knowledge economy. However, equitable access to lifelong education opportunities, particularly for low-skilled adults in the…

In dealing with over-indebtedness and poverty, numeracy appears necessary for affected persons, in order to use the scarce money available with foresight and to avoid financially negative decisions. However, numeracy as an essential part of (financial) basic education for adults has not yet been systematically taken into account in German debt…

Many successful non-financial managers aspire to contribute at the larger table of management decision making. To do so necessitates broadening their skills to include financial acumen. For non-financial managers, learning new financial constructs can be daunting, and knowing when to use which tool is challenging. We describe a…

The Financial Capability and Asset Building (FCAB) for All Grand Challenge provides an impetus to increase financial content in social work education so that students and practitioners are prepared for practice that includes finances. This teaching note will describe the rationale for including FCAB within social work education and the fit with…

Concerns regarding the adequacy of retirement savings have contributed to the move to encourage better savings behavior. One area of research focuses on understanding the profile of individuals who believe they are preparing adequately for retirement. The current study uses data from a national survey of South Africans to determine how confident…

Livelihood adaptation in refugee camps is often fragile and inherently problematic owing to their physical characteristics and policy restrictions. The Uganda refugee policy applauded as progressive exhibits internal contradictions which influence livelihoods. The purpose of this study is to explore the significant role of adult education in…

Faced with impoverishment after the financial crisis of 2008, Filipino women migrants in Italy struggle to sustain their financial commitments to their families in the Philippines. Research shows that financial literacy and entrepreneurship (FLE) education can improve financial management and decision-making processes. Spanning a period of…

This resource guide is for financial institutions interested in enhancing financial capability through partnerships with youth employment programs. It maps out how and why financial institutions can help young people achieve greater financial well-being and employment success. This document highlights youth employment programs funded under the…

An ever-changing world of education has led to growing demand for teachers to remain competent educators. For school districts to enhance teacher effectiveness, professional development workshops must be tailored to the specific needs of educators. To further complicate the issue, in-service needs of teachers are ever growing and changing based on…