Financial literacy is a concept widely recognised in the middle and high school grade levels, but what does it mean to a primary elementary teacher? This study was a two-phase, mixed-methods research approach that explored Ohio's kindergarten through second grade teachers' perceptions regarding the curriculum and instruction of financial literacy.…

How are teacher pension benefits funded? Under traditional plans, the full cost of career teachers' benefits far exceeds the contributions designated for them. The gap between the two has three pieces, which may (with some license) be mnemonically tagged the three R's of pension funding: "redistribution," "return," and…

Studies into early mathematics education have reported that play, and active exploration, provide promising settings for early mathematics education (Ginsburg, 2006) as the early years is a time to engage children in a range of mathematical ideas to develop their mathematical capability (MacDonald, 2018). More recently, the Australian Association…

The purpose of this study was to describe the relationships between financial literacy and financial capability rates of 18-24-year-olds and formal financial education in public K-12 schools. Though much has been studied about financial education, financial literacy, and financial capability, there are few clear answers about the relationships…

Do employees at public colleges and universities have better retirement benefits than K-12 employees? This is the central question in the new report "Choice and Quality Among Retirement Plans for Educators." To answer this question, we evaluate the quality of higher education and K-12 retirement plans using five key variables: (1)…

This research focuses on young children's understandings about economic, social, and environmental sustainability. Participants were 43 children, aged from 3 to 7 years of age, recruited from two kindergartens in Croatia. Children's ideas were discussed through semi-structured interviews that focused on saving, spending, recycling, justice,…

Teaching basic personal financial concepts and principles even among young learners is beneficial not only for the child, but also for the family and the entire society. This study aimed to develop an integrated financial education program for kindergarten learners. The study employed developmental research following three stages (analysis,…

Deciding how to spend the nation's education dollars is a tremendous responsibility. It's easy to forget that this responsibility falls primarily to district leaders (sometimes with input from principals). Sometimes those decisions go well and schools beat the odds on student outcomes. Other times, they do not, and student outcomes lag. Sometimes…

How are teacher pension benefits funded? Under traditional plans, the full cost of a career teacher's benefits far exceeds the contributions designated for them. The gap between the two has three pieces, which may (with some license) be mnemonically tagged the three R's of pension funding: "Redistribution, Return, and Risk." First, some…

This paper discusses the potential fiscal effects of education savings accounts for K-12 in New Jersey on the state and local taxpayers. Education savings accounts are a way to expand educational opportunity for all families, particularly those in need. For parents who voluntarily elect to customize their child's education, a specified amount is…

Developmental science demonstrates that younger children (ages 4 to 8) are capable of making meaning of their contexts and the self. Yet, younger children's meaning making is largely absent from intervention and implementation research on early childhood policies. This absence is notable given the rise in investment in early childhood policies and…

The importance of K-12 school leadership for student learning, teacher recruitment and retention, and school culture is well documented by research. Furthermore, there are compelling reasons for examining the connection between faith and educational leadership practice, a connection which should yield distinctive practices in faith-based schools.…

School districts across the country are receiving billions of dollars in federal relief aid. The unprecedented size of this investment -- three separate aid packages providing nearly $200 billion for K-12 education alone -- presents both an enormous opportunity and a challenge for state and local education leaders. The principle question is, how…

The Baccalaureate and Beyond (B&B) series of data collections allows researchers to address questions regarding bachelor's degree recipients' undergraduate experiences, including their participation in various financial aid programs, student loan debt and repayment of that debt; entrance into and progress through postbaccalaureate education;…

To address the increased needs of students and schools resulting from the COVID-19 pandemic, the federal government has enacted a series of three relief and stimulus bills -- the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), the Coronavirus Response and Relief Supplemental Appropriations Act (CRRSAA), and the American Rescue Plan…