This study involved 54 peer financial mentors from seven institutions to explore their challenges when working with mentees. Challenges included: mentees presented financial concerns that exceeded the mentors' ability, mentors frequently lacked the financial knowledge to provide highquality peer financial mentoring, and the shift in programming…

Objective: Self-rationing or one's ability to regulate allocation of resources for consumption can be an inefficient process. Despite the negative impact of self-rationing inefficiencies (e.g. unhealthy food choices), there is scarce research to understand this phenomenon. This study investigated college students' self-rationing efficiency of…

Entrepreneurship has been viewed as a catalyst for economic growth because it creates jobs and offers solutions to social issues. The government is trying to make entrepreneurship popularized among the public, especially in students in universities. This analysis aims to ascertain how financial behavior and literacy, particularly among accounting…

Financial behavior disparities across race and gender persist in the United States. Historical and structural factors contribute to such disparities. It is important to understand the psychological mechanisms underlying these disparities to begin to achieve wealth equity. This study addressed one potentially relevant psychological construct:…

This research aims to classify college students into meaningful groups based on their subjective financial knowledge (SFK), objective financial knowledge (OFK), and comparative financial knowledge (CFK) using Latent Profile Analysis (LPA). LPA captures underlying dynamics within the grouping variables and compares group differences. Results of LPA…

University students and university personnel are important contributors to the economy of the United States regarding excessive student loan debt. As such, a lack of financial literacy is a significant problem. The purpose of this single descriptive qualitative case study was to describe the experiences of certain individual university students…

Due to the increased financial pressure--exacerbated by the COVID-19 pandemic--that students in higher education need to endure, considerable attention is being drawn towards the determinants of student financial anxiety. A conflicting picture has been captured about financial literacy, which has been shown to either be associated with better…

Educating people in personal finance is of utmost importance. However, previous studies show that traditional approaches to financial education may lack experiential learning components that help students connect theory and practice. This article describes a pedagogical approach to financial literacy education taught at an international liberal…

Purpose: This paper aims to explore how the student fund managers perceive the benefits of being part of the fund. Furthermore, this paper examines the country-specific challenges of setting up and managing a student-managed investment fund (SMIF) in India. Design/methodology/approach: Qualitative content analysis technique is used to identify,…

Objective: To examine the components of successful food assistance programs for college students. Participants: Focus groups conducted during the fall 2019 semester included undergraduate students who accessed a food assistance program on campus (n = 26). Key informant interviews were conducted with professionals working with campus-based food…

Young people's financial and digital literacy have been studied independently and in-depth during the last decades. However, digital financial literacy as a compound concept is novel and still needs to be explored in the scientific literature. This work investigated young people's perception of their digital financial culture, identified factors…

Purpose: India has witnessed a significant surge in internet users in recent years, creating an ideal environment for E-entrepreneurship. With the rise of E-commerce and the growth of the digital economy, there is tremendous potential for online businesses in developing nations. Our study outlines the behavioral, cognitive, and environmental…

This dissertation investigates the lived experiences of Millennials with student loan debt, a growing issue as college enrollment and tuition costs rise. Despite the significant impact of this debt crisis, research on this demographic's experiences is limited. This study fills this gap, aiming to equip mental health counselors with a deeper…

Background/purpose: Student mentoring aims to contribute to learner development beyond that of their academic program. In this study, we focus on a student mentoring program (SMP) consisting of mentors, communities, and peers, which aimed to promote students' seven dimensions of well-being (Emotional, Social, Physical, Intellectual, Occupational,…

The American Dream is thoroughly woven into the American life and has broad individual and cultural implications. At its heart, the American Dream represents opportunity and prosperity but has recently developed into a hyper-consumption ideology. Because of the current state of economic and environmental conditions, new ideas of what the American…