The use of smartphones has become a primary need in supporting human daily activities. With the presence of a smartphone, various activities can be carried out only through an application. One application that is currently popular with Indonesians is an investment application with products such as stocks, mutual funds, and crypto. The presence of…

Digital literacy is the ability to analyze, evaluate, and create a teaching and learning media which enables adults and youth to understand complex communication. Fintech has transformed the history of the financial sectors and places an individual at significant advantages. Therefore, this research study has examined how digital knowledge could…

Purpose: This study aims to analyze the effect of the Finlite mobile app on the financial literacy of undergraduate business students in Malaysia. Design/methodology/approach: This study uses a quasi-experimental pre-intervention design. The data are collected using a quiz and a questionnaire. Cluster sampling is adopted for three different zones…

Higher education has long been viewed as a social elevator. The path to a higher education credential, however, is complicated for students from low-income and/or minoritized communities. This report provides a snapshot of digital tools designed to help students with college exploration, college admissions, and financial planning. To set the…

A reasoned action approach (RAA) was used to assess the importance of psychological factors (attitude, perceived norm, and perceived behavioral control) in forming a woman's intention to use mobile technology, specifically mobile business applications. This study also examined whether the significance of these factors varied across cultures. An…

In this brief article, the author shares some strategies that make her work and home life easier and more gratifying: (1) Declutter and simplify; (2) Plan meals; (3) Use Google Calendar; (4) Automate bills; (5) Use technology; (6) Make health a priority; and (7) Lose the guilt.

This paper is intended as a gender issue to the rural finance practitioners. It highlights the questions that need to be asked and addressed to the gender mainstream. It will also be useful to gender experts to wish to increase their understanding on specific gender issues in rural finance through mobile services. It focuses on rural microfinance…

Carnegie-Mellon University has experienced 20 percent more computing power each year for the same percentage of the University budget. A planning strategy is described to optimize this opportunity. (Author/MK)

Installation of a small computer and the use of specially designed programs has proven a cost-effective solution to the data processing needs of a university medical center's ophthalmology department, providing immediate access to grants accounting information and avoiding dependence on the institution's mainframe computer. (MSE)

This technical report describes the computerized information management system used at the Community Care Organization for Dependent Adults (CCODA) of the On Lok Senior Health Services in San Francisco's Chinatown (California). A background perspective on information systems in business, government, hospitals, and local community service agencies…

Briefly discusses several financial counseling programs that emphasize service to families; also provides examples of home economists who practice family money management counseling. (TA)

A clearinghouse specializing in providing tax-sheltered annuity services for school employees eliminates any question of school district liability for investment performance. (MLF)

This training guide is intended for use by personnel who administer Federal Direct Loan Programs at institutions of higher education. Chapter 1 describes the program, the school's role, school eligibility criteria, the Department of Education's role, the 7-step electronic data exchange (EDE) process, and quality assurance. Chapter 2 explains…

Offers information on financial and data management computer software programs designed specifically for day care centers. (BB)

This handbook is primarily intended to serve as a primer for transit system managers who have not had any formal financial education through college classes, professional development programs, or extensive on-the-job programs. The following topics are covered: financial planning techniques for transit (beginning the financial planning process,…