This paper measures the effects of subsidies in the Affordable Care Act on adverse financial outcomes using administrative tax data and credit data on financial outcomes. Using a difference-in-differences design with propensity score reweighting, I find that at $100 per capita, ACA premium tax credits and cost-sharing reduction subsidies reduced…

The NACUBO-Commonfund Study of Endowments (NCSE) for fiscal year 2023 marks the 50th consecutive year that NACUBO has published a Study of the endowments of institutions of higher learning. It would not be an overstatement to say that the Study chronicled five decades of unparalleled change. The investment industry and endowment management have…

US colleges and universities have long been the envy of the world. Institutional autonomy has fostered creativity among faculty, students, and staff. But this autonomy means that colleges tend to create their own solutions for every need. As a result, higher education suffers from costly redundancies that drive tuitions ever upward, putting higher…

While COVID-19 caused unimaginable disruptions to public education, we saw remarkable examples of innovation and commitment to supporting high school student success. In our New England landscape of learning research, we learned that the boundaries of what it means to "reinvent" high school stretched, and in some systems, the momentum…

Browsing social media during back-to-school time, one frequently encounters pleas from teachers to help purchase classroom supplies through #clearthelist campaigns or to support their class' DonorsChoose projects. At a time of historically high levels of education spending, why do teachers require additional assistance to meet basic classroom…

Purpose: India has witnessed a significant surge in internet users in recent years, creating an ideal environment for E-entrepreneurship. With the rise of E-commerce and the growth of the digital economy, there is tremendous potential for online businesses in developing nations. Our study outlines the behavioral, cognitive, and environmental…

One major criticism of Universal Basic Income is that unconditional cash transfers discourage recipients from working. Evidence to date has largely relied on targeted and/or conditional transfer programs. However, it is difficult to draw conclusions from such programs because universal transfers may induce a positive demand shock by distributing…

Addressing the equity and learning crisis in education requires resolute efforts to strengthen national systems. This includes efforts by development partners to improve development cooperation practices with more alignment of aid for education with national systems. Alignment provides unique opportunities to strengthen national systems for the…

Governments in emerging markets in Africa need to focus more on the factors that drive the entrepreneurial ability of the youth on the continent. This approach is required to lower unemployment levels through self-employment and stimulating entrepreneurial intentions among graduates. Considering this, the research aimed to determine the factors…

The purpose of the paper is to examine the financial health of selected public universities in Malaysia. The study assessed the performance of Malaysian research universities, on the primary reserve ratio, viability ratio, return on net asset ratio and net operating revenue ratio, as well as the Hirschman-Herfindahl Index for revenue…

The aim of this research is to discover the views of school principals on school financing and to generate alternative suggestions for a better financial management system. For this purpose, 16 high school principals were interviewed through a purposeful sampling method from different socio-economic environments in a large city center of Turkey. A…

Financial professionals involved in divorce proceedings, whether for a client or an attorney, often use software to project the ability of a dependent spouse to earn income off of her separate estate. These projections have historically relied on static inputs and use a Monte Carlo simulation to illustrate the paths a portfolio might take. Within…

Oklahoma public comprehensive university presidents face many challenges. Among the top challenges is the quest for adequate funding of their institutions, including adequate levels of support from state resources. For Oklahoma's public comprehensive universities and their leaders, the low levels of public support by the state have become a…

The authors explore trans-spectrum student financial experiences through a holistic model of financial wellness. Responses from the 2017 Study on Collegiate Financial Wellness were used to compare the financial wellness of trans-spectrum students to a sample of cisgender students, as well as to explore how students with diverse trans-spectrum…

Abt Associates evaluated the Bridges to Career Opportunities (BCO) program, developed by the Local Initiatives Support Corporation (LISC), to determine whether adults with low incomes and low skills who participate in BCO services are more likely to increase their employment and financial stability than do adults who participate in LISC's…