While the majority of college students use credit cards for educational expenses like textbooks, recent data reports that college students also use credit cards to directly fund their schooling by charging for at least some part of their tuition (Sallie Mae, 2009). Because credit cards carry a higher interest rate than student loans, and because…

Over the past 50 years, homeschooling has grown from a fringe act to a widely accepted education model reflective of a diverse American population. Many parents choose homeschooling to avoid the constraints of the conventional classroom and to embrace education in a broader, often more pluralistic way. According to the National Center for…

Introduced this year, "How America Pays for Graduate School" is a national study by Sallie Mae, conducted by Ipsos. This new study is designed to complement Sallie Mae's "How America Pays for College" report, which, for the last 10 years, has provided insights into how American families plan and pay for college, with a focus on…

We obtained 180 pre- and post-test surveys to investigate how an established financial literacy program may have increased financial knowledge of residents in a work release program in Augusta, Georgia. Paired t tests analyzed changes in subjective and objective financial knowledge, understanding of banking and credit, and financial attitudes. OLS…

Many college students struggle financially, and student debt continues to grow in the United States. Students that complete a degree can have high monthly student loan payments, and those that do not complete a degree can struggle financially even more. There is a growing amount of research examining methods to reduce these financial challenges.…

Trellis' Student Financial Wellness Survey (SFWS) seeks to document the financial well-being of post-secondary students and provide institutions with a detailed profile of the financial issues their students face, some of which could potentially impact their success in college. This report details aggregated findings for the 89 colleges and…

Unlike previous years of our "Schooling in America" survey project, our researchers are releasing multiple sets of results in a new, chart-focused format. This report is focused on questions we asked about schooling experiences and educational choice reforms. We also include breakouts to show similarities and differences among…

The Student Financial Wellness Survey (SFWS) provides a snapshot of student financial wellbeing during the fall of 2021. Over 700,000 students were surveyed from 104 schools in 25 states and 63,751 students responded. During this period Federal stimulus funding helped stabilize finances for many students, but many still struggled to make ends…

Community college students face a number of financial decisions and obligations along the path to degree completion. Students must secure resources to pay for college expenses, including their tuition, fees, and basic living necessities. Central to this is students' abilities to access financial aid resources including federal, state, and…

Sallie Mae, the nation's saving, planning, and paying for college company, along with Ipsos, one of the world's largest, independent market research companies, surveyed 800 college students to learn more about how they are managing their finances and using credit. The online survey, completed in December 2015, comprised a cross-section of key…

"Exploring Arizona's Private Education Sector" is the seventh installment in our "School Survey Series." EdChoice Director of State Research and Policy Analysis Andrew Catt surveyed Arizona private school leaders about the state's educational choice programs, especially its Empowerment Scholarship Accounts, as well as their…

Despite ample evidence of the relative financial illiteracy of students in college, personal finance education remains inconsistent across postsecondary institutions in the United States. Moreover, existing programs and services related to personal finance education have had modest success in attracting student interest and participation. To…

This study expands upon the work of Henry, Weber, and Yarbrough (2001) in examining the money management behaviors and financial outcomes of college students. The analysis was conducted using data from a sample that included an equal mix of African-American and non-Hispanic White students. It was found that African-American students held more…

This annual publication contains 66 presentations, poster sessions, papers, and panel and workshop sessions. Invited and refereed papers are as follows: "View from the States" (Humphrey); "Consumer Policy Perspectives" (Byrne); "Consumers' Response to Credit Card Solicitations" (Hogarth, Shue); "Welfare Impact of…